6 Causes of Sudden Car Engine Shutdown

Table Of Contents:

  • What Are the Possible Causes of a Sudden Engine Shutdown?
  • Why Does the Engine Turn Off When the Air Conditioner Is On?
  • What Are the Main General Causes of Engine Shutdown?
  • The Role of Preventive Maintenance
  • Modern Cars and Electronic Sensors
  • Environmental Factors and Driving Conditions

When your engine suddenly shuts off, the road transforms from routine to risk in seconds. Understanding why this happens can save your car and your safety. So what triggers these unexpected failures?

 

What Are the Possible Causes of a Sudden Engine Shutdown?

 

  1. Fuel Delivery System Problems:

   If the fuel filter, pump, injectors, or fuel lines become clogged, the amount of fuel reaching the engine becomes insufficient, leading to sudden engine shutdown.

 

  1. Running Out of Fuel:

   One of the most common and straightforward reasons for a car to stop while driving.

 

  1. Faulty Spark Plugs or Ignition Coils:

   When these components fail, the combustion process inside the engine cannot be completed, causing the vehicle to stop.

 

  1. Dirty Air Filter:

   Accumulated dust and debris reduce the amount of oxygen needed for combustion, which may cause the engine to stall.

 

  1. Weak Battery:

   A failing battery may not provide the necessary power to operate essential vehicle components, resulting in engine shutdown while driving.

 

  1. Engine Overheating:

   When the engine temperature exceeds the normal range, it may shut down suddenly. This is a serious issue that can threaten the safety of the vehicle and its occupants.

 

 

Why Does the Engine Turn Off When the Air Conditioner Is On?

  1. Increased Power Demand:

   When the AC is turned on, the system requires additional power to operate the compressor and fan. If the battery is weak, it may not handle the extra load, causing the engine to stall.

 

  1. Faulty Alternator (Dynamo):

   If the alternator is not charging the battery efficiently, the vehicle may experience a power shortage, leading to engine shutdown.

 

  1. Cooling System Issues:

   Problems such as low refrigerant pressure or compressor malfunction increase the load on the engine, which may cause it to stop.

 

  1. Engine Overheating Due to AC Load:

   Turning on the AC increases engine load. If the cooling system is weak, the temperature may rise abnormally, causing the engine to shut off.

 

  1. Fuel Delivery Weakness:

   A clogged fuel filter or weak fuel pump may fail to supply enough fuel. When the AC is activated, fuel consumption increases, potentially causing the engine to stall.

 

What Are the Main General Causes of Engine Shutdown?

  • An empty fuel tank immediately stops the vehicle. 
  • Weak battery or damaged electrical connections interrupt power flow and shut down the engine.
  • Faulty spark plugs or ignition system failure disrupt engine operation.
  • Fuel filter or pump issues prevent proper fuel delivery.
  • A clogged muffler or damaged catalytic converter creates back pressure, causing the engine to stall. 
  • Weak cooling or low coolant levels cause overheating, forcing the engine to shut down to protect itself.

 

The Role of Preventive Maintenance

  • Regular maintenance is one of the most effective ways to prevent sudden engine shutdowns.
  • Simple actions such as replacing filters on time, checking fluid levels, and inspecting electrical connections can significantly reduce the risk of unexpected failures.
  • Preventive maintenance not only enhances safety but also extends the lifespan of the engine and improves overall vehicle performance.

 

Modern Cars and Electronic Sensors

  • Modern vehicles rely heavily on electronic sensors to regulate engine performance.
  • A malfunctioning sensor such as the crankshaft position sensor or mass airflow sensor can send incorrect data to the engine control unit, causing the engine to stall.
  • Understanding the importance of these sensors helps drivers appreciate the complexity of modern automotive systems and the need for accurate diagnostics.

 

Environmental Factors and Driving Conditions

  • External conditions can also contribute to sudden engine shutdowns. Extremely hot weather may strain the cooling system, while dusty environments can clog air filters more quickly.
  • Even driving habits such as aggressive acceleration or neglecting warning lights can increase the likelihood of engine failure. Being aware of these factors allows drivers to adapt their behavior and reduce risks on the road.

 

 

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Vehicle Ownership Transfer on Absher: Steps and Conditions

Vehicle Ownership Transfer on Absher: Steps and Conditions

Table Of Contents:

  • What is the vehicle ownership transfer service on Absher?
  • What are the conditions for selling a vehicle on Absher?
  • What are the seller's steps to transfer car ownership on Absher?
  • What does the buyer do to complete the sale?
  • How do the seller's and buyer's tasks differ?
  • How do you transfer car ownership between family members?
  • What practical checks protect the seller and buyer before the sale?
  • What are the common mistakes in car ownership transfer?
  • Frequently asked questions about car ownership transfer

Vehicle ownership transfer in Saudi Arabia is done electronically through the vehicle sale service on the Absher platform, without visiting traffic offices: the seller enters the buyer's ID number and date of birth, the agreed sale price and the seller's bank account; the buyer then receives a notification of the request within one hour and accepts or declines it, transfers the price through Absher's secure payment system, insures the vehicle and pays the fees, and once the car is received, checked and the delivery is confirmed on Absher, ownership is officially transferred. Both parties must be registered on Absher, the vehicle registration (istimara), periodic inspection and insurance must be valid, and there must be no violations on the buyer or the vehicle.

What is the vehicle ownership transfer service on Absher?

The Ministry of Interior offers the vehicle sale service through the Absher platform, and the National Platform describes it as a service that enables individuals to sell their private vehicles and transfer ownership electronically after its dues are cleared, after reaching an agreement with the buyer and completing all required procedures, including vehicle inspection to ensure compliance with conditions, registering the vehicle under the buyer's identity, and issuing the vehicle registration license.

  • Target audience: individuals, both citizens and residents.
  • Service channels: the Absher website and its mobile app.
  • Service duration according to the National Platform: immediate.
  • Payment method: the car's price is transferred through Absher's secure payment system, and the service page on Absher explains that payment goes to an intermediary account dedicated to the service, which ensures the amounts are documented and the vehicle is received.

Procedures and conditions may be updated from time to time, so confirm the latest steps on the Absher platform or the National Platform before you start.

 

What are the conditions for selling a vehicle on Absher?

Before the seller starts the request, both parties should review the conditions listed on the service page on Absher, as failing to meet any of them may stop the sale:

  • Both the seller and the buyer must be registered on the Absher platform.
  • The vehicle must be in sound condition and not suspended, lost, wanted or impounded.
  • The vehicle registration license (istimara) must be valid.
  • The vehicle must have a valid periodic inspection.
  • The vehicle must have valid insurance.
  • There must be no violations on the buyer or on the vehicle.
  • The agreed price must fall within the limits set by the service, and the vehicle must be of a type the service allows to be sold.
  • Government fees are paid through the government payment system (SADAD).

The page also mentions limits on the number of vehicles of certain types that a resident may own, so review them on Absher if the buyer is a resident. If the periodic inspection is close to expiring, prepare the car early using the checklist on how to prepare your car for the periodic inspection.

 

What are the seller's steps to transfer car ownership on Absher?

After agreeing with the buyer on the price and other terms, the seller starts the request with these steps, as set out by the National Platform:

  1. Log in to the Absher platform.
  2. Go to vehicle services, then choose the vehicle sale service.
  3. Select the vehicle you want to transfer from the list displayed.
  4. Enter the buyer's information: ID number and date of birth.
  5. Enter the agreed-upon sale price.
  6. Add the seller's bank account details where the proceeds of the sale will be deposited.
  7. Carefully review the entered information, then confirm the request.
  8. Wait for the buyer's response: the buyer receives a notification of the transfer request within one hour and can accept or decline it.
  9. Once the buyer accepts the sale, both parties complete the delivery of the vehicle and the payment through Absher's secure payment system before the transfer is confirmed.

 

What does the buyer do to complete the sale?

Ownership does not pass to the buyer until they complete their steps on the platform, which according to the National Platform are:

  1. Review the Absher notification about the vehicle transfer request, and accept it within one hour if you agree.
  2. Carefully review the vehicle information and sale price before confirming your acceptance.
  3. Transfer the agreed amount to the seller's account through Absher's secure payment system.
  4. Insure the vehicle before the ownership transfer is completed.
  5. Pay the government fees and the Absher fees.
  6. Receive the vehicle and check it, then confirm delivery through Absher.
  7. Upon confirmation, the vehicle ownership is officially transferred from the seller to the buyer.

 

How do the seller's and buyer's tasks differ?

The table below summarises the role of each party at every stage of the sale:

Stage Seller Buyer
Before starting Agree on the price and terms, and check the istimara, periodic inspection and insurance are valid Register on Absher and make sure there are no violations on them
Creating the request Enter the buyer's ID, date of birth, price and bank account, then confirm Wait for the Absher notification
Responding Wait for acceptance or refusal Review the details and accept or decline the request within one hour
Payment Receive the price in the bank account entered in the request Transfer the price through Absher's secure payment system
Insurance and fees The platform lists no step for the seller at this stage Insure the vehicle and pay the government fees and Absher fees
Delivery Hand the vehicle over to the buyer after they accept the sale Receive and check the vehicle, then confirm delivery on Absher

 

How do you transfer car ownership between family members?

If you are handing your car over to a family member, Absher has a separate service called vehicle ownership transfer between family members, which allows vehicle ownership to be waived between family members electronically once the current owner and the new owner agree. The National Platform lists its steps as follows:

  1. Log in to the Absher platform, then select the required vehicle and the service dedicated to this.
  2. Select a first-degree family member: father, mother, brother, sister, husband, wife, son or daughter.
  3. Enter the confirmation code sent to the new owner's phone.
  4. Pay the service fees.
  5. The vehicle ownership is transferred to the new owner in the traffic systems after all requirements are met.

 

What practical checks protect the seller and buyer before the sale?

The platform organises the procedure, but it does not replace inspecting the car yourself; the service page on Absher states that the sale takes place after the vehicle has been viewed and inspected and the seller and buyer have agreed. Here are practical tips before accepting the request:

  • Match the chassis number (VIN) on the car with the istimara and the vehicle details shown in the request; the article on what the VIN characters mean explains where to find it.
  • Inspect the car in daylight and try the engine, transmission, air conditioning and tyres, or ask for a pre-purchase inspection at an independent inspection centre; you will find a wider list in vehicle inspection tips before buying a used car.
  • Look for signs of accidents and differences in paint shade between panels, and read what it means when a car has been repaired before you decide.
  • Check for violations through official channels such as Absher before starting the request, because the service requires no violations on the buyer or the vehicle.
  • Agree in advance on what the sale includes, such as the spare key, accessories and the service record if there is one.
  • Keep a private record of the agreement for yourself: the agreed price, the request date and screenshots of the request, and do not share these details publicly.

 

What are the common mistakes in car ownership transfer?

  • Starting the request before clearly agreeing on the price and other terms.
  • Entering the buyer's ID number, date of birth or the sale price without careful review before confirming.
  • Creating the request at a time when the buyer is not available, although the steps ask the buyer to review and accept it within one hour.
  • Overlooking the expiry date of the istimara, periodic inspection or insurance until the request stalls after the deal is agreed.
  • Transferring the price outside Absher's secure payment system, although the service steps state that payment is made through it.
  • Confirming delivery on Absher before actually receiving and checking the car.

 

Frequently asked questions about car ownership transfer

  1. Do I need to visit the traffic department to transfer car ownership? According to the National Platform, the vehicle sale service is completed electronically through Absher without the need to visit General Traffic Department offices.
  2. How long does the ownership transfer take? The National Platform describes the service duration as immediate; the buyer receives the request notification within one hour, and the sale is complete once both parties finish their steps and the buyer confirms delivery.
  3. Who pays the ownership transfer fees? The National Platform lists paying the government fees and Absher fees among the buyer's steps; check their current amount on the platform before you start.
  4. Can the sale be cancelled after the request is created? The buyer can decline the request when the notification arrives, and the service page on Absher states that in case of disagreement or unwillingness to continue, the sale can be cancelled before it is completed, according to the stage set by the platform.
  5. Does the buyer need insurance for the car? Yes. One of the buyer's steps is to insure the vehicle before the ownership transfer is completed.

 

Transferring car ownership through Absher is a clear process if you prepare for it: check the conditions, agree on the price, inspect the car before accepting, pay through the platform's secure payment system, and do not confirm delivery before checking the car. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.

Car Trim Levels Explained: How to Choose the Right Trim

Car Trim Levels Explained: How to Choose the Right Trim

Table Of Contents:

  • What are car trim levels and why do their names vary?
  • Do trims differ in engine, transmission and drivetrain?
  • How do safety and driver assistance systems differ between trims?
  • Which comfort and air conditioning features change from trim to trim?
  • How do wheels and tyres affect comfort and running costs?
  • Is the screen and infotainment worth paying for a higher trim?
  • Does a higher trim hold its value at resale?
  • How do you compare car trims using a table?
  • How do you avoid paying for features you will not use?
  • Frequently asked questions about car trim levels

The difference between car trim levels is the difference in the equipment a manufacturer fits to the same model: the engine, transmission and drivetrain, safety and driver assistance systems, comfort and air conditioning, wheel and tyre size, and the screen and infotainment. Labels such as “standard” and “fully loaded” are not consistent between manufacturers, so a fair comparison depends on the official trim name, the model year and the written specification sheet. Here we explain where trims differ and how to compare them with a table, without paying for features you will not use.

 

What are car trim levels and why do their names vary?

A trim is a version of the same model with an equipment package set by the manufacturer; a model usually starts with a base trim, each higher trim adds a group of features, and trims may also differ in the engine or exterior styling.

  • Standard, mid-spec and fully loaded are rough sales descriptions, and each manufacturer has official names for its trims.
  • A fully loaded version of one model may lack a feature found on the mid-range trim of another, so never compare by the label alone.
  • A trim's contents can change from one model year to the next and may differ by market, so a brochure from another country does not prove the car offered to you has the feature.

If you are at the start of the buying process, begin with our new car buying guide to set your budget and choose the type of car, then return to this article to compare trims in detail.

 

Do trims differ in engine, transmission and drivetrain?

On many models every trim shares the same engine, but some offer a larger, turbocharged or hybrid engine on higher trims. When the mechanical components differ, they matter more than any cosmetic extra, because they affect performance, fuel consumption and maintenance for as long as you own the car.

  • Engine: record its size and type, and do not assume the larger engine suits you best if most of your trips are in the city.
  • Transmission: the type may differ between trims, so read how a car transmission works and its main types before you compare.
  • Drivetrain: two-wheel drive is usually enough in the city, while four-wheel drive helps if you head into the desert and sandy roads, but it adds weight and parts that need maintenance.
  • Fuel consumption: it may differ between trims of the same model, so ask to see the fuel economy label for the version you are considering; the Saudi Standards, Metrology and Quality Organization explains that this label is a guide for consumers before purchase, to raise their awareness of energy efficiency.

 

How do safety and driver assistance systems differ between trims?

A phrase such as “comprehensive safety features” is not enough; ask for the names of the systems fitted to each trim and understand what each one does: does it only warn the driver, or does it intervene with braking or steering?

  • Airbags: how many there are and where, plus child-seat anchor points if you travel with children.
  • Forward collision warning only alerts you, while automatic emergency braking may apply the brakes if you do not react.
  • Lane departure warning only warns, while lane keeping assist makes a limited steering correction.
  • Blind spot monitoring and rear cross-traffic alert are useful on highways and when reversing out of busy parking spaces.
  • Adaptive cruise control keeps a set distance from the car ahead and is comfortable on long trips between cities.
  • A reversing camera and parking sensors, or a surround-view camera on some higher trims.

These systems assist the driver and do not replace attention, and dust on the sensors can affect how they work.

 

Which comfort and air conditioning features change from trim to trim?

Some comfort features help you every day in the Saudi climate, while others you may rarely use even though they raise the trim's price.

  • Air conditioning: manual or automatic, single-zone or dual-zone, with or without vents for rear passengers.
  • Seats: fabric or leather, manual or power adjustment, and ventilated seats that ease the summer heat.
  • Keyless entry and push-button start, and a powered tailgate.
  • A sunroof is appealing, but many drivers do not use it in summer, so weigh its value to you.

 

How do wheels and tyres affect comfort and running costs?

Higher trims often come with larger wheels and tyres with a lower sidewall, which gives a sportier look but does not necessarily mean more comfort.

  • A lower sidewall usually absorbs bumps less, so the ride feels firmer on uneven roads.
  • Check the spare: full-size, temporary, or a repair kit instead of a spare.
  • Large or less common sizes may cost more to replace, so ask about the availability of the size on the trim you will buy.

 

Is the screen and infotainment worth paying for a higher trim?

A large screen is one of the most visible differences between trims, but its real value lies in how easy it is to use while driving.

  • Test how quickly the screen responds and how clear it is in sunlight, and how easily you can reach the air conditioning settings without taking your eyes off the road.
  • A digital instrument cluster, an upgraded sound system and wireless charging are pleasant extras, but not essential for every driver.
  • Physical buttons for air conditioning and audio can be easier than touch control alone, so try both.

 

Does a higher trim hold its value at resale?

There is no fixed rule; resale value depends on market demand for the model and trim, and on the car's condition and service history.

  • Expensive extras rarely recover their full cost, so do not buy a higher trim hoping to recoup the difference when you sell.
  • Equipment that many buyers look for, such as a camera, sensors and safety systems, may make the car easier to sell.
  • Browse used listings for the same model in different trims to gauge demand.

 

How do you compare car trims using a table?

Put the trims you are considering in one table and write against each item what is confirmed on the specification sheet, not what you heard or saw in an advert. Here is a template you can copy:

Item What to record for each trim Question to check
Identification Official trim name and model year Does the car on offer match the written quotation?
Mechanical Engine, transmission and drivetrain Does fuel consumption differ?
Safety System names and what each one does Is the feature standard or part of an optional package?
Comfort Air conditioning, seats and keyless entry Will you use it every day?
Wheels and tyres Tyre size and spare Is the size easy to find?
Infotainment Screen and phone connection Have you tried it yourself?
Offer Price difference between trims Which confirmed features do you get for that difference?
  1. Classify each feature: essential and non-negotiable, desirable, or unimportant to you.
  2. Rule out any trim that lacks even one essential feature.
  3. Start with the lowest trim that covers all your essential needs.
  4. Compare the price difference to the next trim only with the desirable features it adds.

 

How do you avoid paying for features you will not use?

The money you save on luxuries may be more useful for maintenance, insurance or a smaller finance amount.

  • Do not be swayed by the display car: the car on show or the advertising photos may be of a higher trim, so ask to see and drive the trim that fits your budget.
  • Watch out for packages: a feature you want may be bundled with features you do not need, so ask whether it is available on a lower trim or in a smaller package.
  • Distinguish factory equipment from accessories fitted later, such as window tint, and ask who provides their warranty and what it covers.
  • When buying with financing, the price difference between two trims becomes part of the finance amount and you carry its cost for the whole contract; read our comparison of buying a car with financing or cash before you decide.
  • Ask about each feature: how often will I actually use it? If the answer is rarely, it is not reason enough to upgrade.

 

Frequently asked questions about car trim levels

Does fully loaded mean the same equipment on every car?

No. It is a sales description that varies from model to model and from year to year; ask for the official trim name and its detailed equipment list, and check every feature that matters to you.

Is the top trim of a smaller model better than the base trim of a larger model?

If space and seating are the priority, the larger model suits you better; if equipment matters more and the space is enough, the top trim of the smaller model may suit you.

Can higher-trim features be added after purchase?

Some accessories can be fitted later, but many driver assistance systems depend on factory sensors and software and are not easy to add, so ask how any modification affects the warranty.

Are videos and brochures enough for a comparison?

They help you understand the general idea and prepare your questions, but verify the specifications of the car offered to you, because the model year, market or trim may differ.

 

The right trim is neither the cheapest nor the most expensive; it is the lowest trim that covers your essential needs with written, confirmed specifications. Put the mechanical components and safety first, then the comfort you will use every day, and leave luxuries at the bottom of the list. When your table is ready, you can browse the cars available at Saleh Cars Group and compare their trims in the same way.

Test Drive Before Buying a Car: Checklist and Comparison

Test Drive Before Buying a Car: Checklist and Comparison

Table Of Contents:

  • How do you prepare for a test drive before visiting the showroom?
  • What should you check before the car moves?
  • What is the right route for a test drive?
  • How do you test the air conditioning in Saudi heat during the drive?
  • How do you assess noise, visibility and parking?
  • How do you test family seating and luggage space?
  • How do you compare two cars after the test drive?
  • What are the common mistakes on a test drive?
  • Frequently asked questions about test drives

To get real value from a test drive before buying a car, ask to drive the same trim you plan to buy, and drive it on a route similar to your daily journeys: streets with speed bumps and traffic lights, a stretch of highway, and a place to park. Test the air conditioning, visibility, noise and family seating, and record your notes under the same items for every car. Budget, trims and the contract are covered in the new car buying guide.

How do you prepare for a test drive before visiting the showroom?

A successful test drive starts before you sit behind the wheel; good preparation makes you test what matters to you, not whatever catches your attention in the moment.

  1. Write a short description of how you will use the car: city journeys, a daily highway commute, intercity travel, passengers in the rear seats, or a tight parking space at home.
  2. Choose three priorities you will not compromise on, such as back comfort, easy parking and strong cooling, and make them the focus of your assessment.
  3. Ask the showroom in advance whether the model, trim and engine you are considering are available to test, how long the drive lasts, which route is available and which documents are required, and bring your driving licence.
  4. If the test car is a different trim, ask the team to explain the differences in engine, equipment, and wheel and tyre size, because they affect how the car feels and how much noise you hear.
  5. If you are comparing two cars, try to drive both on the same day and at a similar time, so the heat, traffic and road conditions are alike.

 

What should you check before the car moves?

Set aside a few minutes before driving off; much of what will bother you in everyday use shows up while the car is standing still.

  • Adjust the seat, steering wheel and mirrors, and check that you can reach the pedals comfortably without stretching your leg or sitting too close.
  • Stay seated for several minutes and notice whether the seat supports your back and thighs, or whether you keep changing position.
  • Make sure the instruments and the dashboard screen are readable in sunlight, and that the screen does not reflect on the windscreen.
  • Look at the front pillars and side sightlines: do they hide pedestrians or cars at junctions?
  • Pair your phone and set a navigation destination while parked, and try the air conditioning controls without looking at them for long.
  • Before handing the car back, unpair your phone and delete your data from the infotainment system.

 

What is the right route for a test drive?

If the showroom's arrangements allow it, ask for a route that resembles your daily driving instead of circling the building, and always keep to the speed limit and the accompanying employee's instructions.

  1. City streets with stop-and-go traffic: notice how smoothly the car moves off, how the transmission shifts and how the accelerator responds.
  2. Speed bumps and uneven asphalt: listen to the suspension, and notice whether the cabin shakes uncomfortably or the car absorbs bumps quietly.
  3. A roundabout or a series of bends: notice the steering weight and feel, and how much the car leans in corners.
  4. A stretch of highway: notice the car's stability, how easily it merges with traffic and overtakes, and the level of wind and tyre noise.
  5. A U-turn in a permitted place: it shows you how easy the car is to manoeuvre in narrow streets.
  6. Brakes: press them gradually as in normal use, and do not create a hazardous situation to test the brakes or driver assistance systems.

 

How do you test the air conditioning in Saudi heat during the drive?

Air conditioning is one of the most important things to test in the Kingdom's climate, but a short drive only gives a first impression and cannot prove cooling performance in every condition.

  • If possible, try the car after it has been parked in the sun, which is closer to your real use than a car pre-cooled inside the showroom.
  • Run the air conditioning at the setting you normally use, and notice when the air from the vents becomes cool and comfortable.
  • Notice whether cooling stays good when stopped in traffic or at a signal, not only while moving.
  • Ask about rear air vents, and ask your companion to assess the airflow reaching the rear seats.
  • Raise the fan speed and listen to it, as some cabins become noisy at high settings.
  • When comparing two cars, test the air conditioning in similar heat and at a similar time; otherwise, note the difference next to your observations.

 

How do you assess noise, visibility and parking?

These items are hard to judge from a specification sheet, but they become clear on a real drive.

  • Noise: talk to your companion in a normal voice on the highway, and notice whether you have to raise your voice because of the tyres, wind or engine.
  • Unusual sounds: if you hear a knock, squeak or vibration, ask about it and note it rather than diagnosing it yourself or treating it as a trait of every car of that model.
  • Rear visibility: notice the size of the rear window and how clear the mirrors are, and whether you need to turn your head a lot when changing lanes.
  • Camera and sensors: assess how clear the camera image is in strong sunlight, and how clear the sensor alerts are when approaching obstacles.
  • Parking: try reverse and parallel parking in a safe, permitted place, and notice how easy it is to judge the car's corners.
  • If your parking space at home is tight or its entrance is sloped, compare the car's published length and width with your space before the visit.

 

How do you test family seating and luggage space?

If the car is for the family, the opinion of whoever sits in the back matters as much as yours.

  1. Set the driver's seat to your position, then sit behind it and notice the room left for knees and head.
  2. Ask a family member to try getting in and out through the rear door, especially older relatives.
  3. If you have children, ask about the child seat anchor points (ISOFIX) and try fitting the seat with the showroom's agreement.
  4. In cars with a third row, try reaching it and folding the seats, and notice how much boot space remains.
  5. Put the pushchair or a suitcase in the boot, as written dimensions become clearer when compared with your own belongings.

 

How do you compare two cars after the test drive?

Write down your notes as soon as you step out of the car, before impressions get mixed up, and use a notes sheet with the same items for each car, like the table below:

Item What to notice Example of a useful note
Seating position Back comfort and ease of adjustment Comfortable on the highway, but the seat is low for my mother
Visibility Pillars, mirrors and rear window The front pillar hides part of the roundabout
Transmission and acceleration Smooth pull-away and overtaking Calm pull-away, slight hesitation when overtaking
Brakes and steering Pedal progression and steering weight Progressive brakes, light steering when parking
Noise Tyre and wind noise Tyre noise is clear on rough asphalt
Air conditioning Cooling speed and reach to the rear Cold while moving, slightly weaker at the signal
Parking Camera, sensors and judging corners Clear camera, but the front end is hard to judge
Family and boot Rear seats and luggage The pushchair fitted in the boot with space to spare

Give each item a score from one to five with a short reason, and give your three priorities more weight than the rest.

  • Do not judge by the total score alone; one car beating the other on an item you do not care about does not make up for weakness in a key priority.
  • Record the test conditions: the time, the heat, the route and the trim you drove.
  • If the two cars are close, ask for a second drive focused on the item that remains undecided.

 

What are the common mistakes on a test drive?

  • Settling for a short loop around the showroom that does not resemble your daily driving.
  • Driving a higher trim and assuming all its equipment comes with the trim you will buy.
  • Getting distracted by conversation or the screen while driving instead of focusing on the road and the car.
  • Comparing two cars driven in very different conditions without noting it.
  • Deciding in the first rush of excitement before calmly reviewing your notes.

 

Frequently asked questions about test drives

  1. How long should a test drive take? There is no fixed duration; what matters is that it is long enough for a route that resembles your use. A short drive may be enough to rule out a car, but it may not settle long-journey comfort.
  2. Should I test a higher trim if I plan to buy the base trim? It can still be useful if you know the differences, so match the engine, equipment and wheel size to the trim you want before relying on your impressions.
  3. Is a used car test drive different? Yes. In addition to the above, ask for the engine to be started cold, make sure the warning lights on the dashboard go out after starting, and do not rely on the drive alone; read our vehicle inspection tips before buying a used car.
  4. Should I take someone with me on the drive? A companion can assess the rear seats and notice what you might miss, after checking the showroom's policy on passengers.
  5. Do I have to decide on the same day? No. Review your notes once you are away from the showroom atmosphere, compare them with your priorities, then decide.

 

An organised test drive turns a general impression into information you can compare: prepare your priorities, choose a route that resembles your day, test the air conditioning, visibility, parking and family seats, and record everything under the same items. You can browse the cars available at Saleh Cars Group to compare models and trims, and contact the team to ask whether a test drive of the trim you are interested in is possible.

Fuel Economy Label: How to Read It and Calculate Fuel Use

Fuel Economy Label: How to Read It and Calculate Fuel Use

Table Of Contents:

  • What is a vehicle fuel economy label?
  • What information does the fuel economy label show?
  • How do you read the km/L figure and compare two cars?
  • How do you verify the label with the Taakad app?
  • How do you calculate the fuel you need each year?
  • How do you convert km/L to litres per 100 km?
  • Why does your real consumption differ from the label figure?
  • How do you measure your car's consumption yourself?
  • Frequently asked questions about the fuel economy label

To read a fuel economy label, start with the km/L value: the number of kilometres the car travels on one litre of fuel. The higher the number, the more economical the car. Next, make sure the label belongs to the exact model, model year and engine capacity you intend to buy, verify it through the Taakad app, and then divide your annual distance by the figure to estimate how many litres you will need each year. This guide explains the label's fields, how to compare and calculate with an illustrative example, and why your car's real-world consumption may differ from the printed figure.

What is a vehicle fuel economy label?

A fuel economy label is a sticker you will find on new cars. It shows the model's fuel economy value in kilometres per litre, together with a level that rates this value. According to the Saudi Press Agency report on the Letabqa energy conservation campaign, the label classifies cars into seven levels: Excellent+, Excellent, Very Good, Good, Average, Poor and Very Poor. The top levels appear in dark green and the lowest in red.

There are two types of label, depending on how the vehicle is used: one for passenger cars such as sedans and minivans, and one for light trucks such as four-wheel drives, pickups and cargo vans. Pay attention to the label type when comparing, and compare cars of similar size and use wherever possible.

 

What information does the fuel economy label show?

The label combines the vehicle's basic information with its fuel economy result. According to the same source, it includes:

  • The manufacturer's name and the vehicle's trade name (model).
  • Engine capacity and model year.
  • Vehicle type: passenger car or light truck.
  • The fuel economy value in kilometres per litre, and its corresponding level.
  • The required fuel type: 91 petrol, 95 petrol or diesel.
  • The logo of the Saudi Standards, Metrology and Quality Organization (SASO), the label's regulatory statement, and a QR code.

Before focusing on the number, match these fields with the car in front of you, especially the model year, engine capacity and fuel type. A single model may come with more than one engine or trim, and each may have a different value. Take a clear photo of every label so the details do not get mixed up if you visit several showrooms.

 

How do you read the km/L figure and compare two cars?

The km/L figure tells you how far the car travels on one litre. A value of 18 km/L, for example, means the car covers 18 kilometres per litre according to the label value. With this unit, the higher number is better. When comparing:

  1. Read the value itself rather than relying on the colour alone; two cars at the same level may have different values.
  2. Make sure both labels are of the same type, passenger car or light truck.
  3. Pay attention to fuel type; if one car needs 95 petrol and the other 91 petrol, calculate each car's cost using the price of its own fuel.
  4. Do not carry a value from one trim or engine to another version just because the trade name or exterior looks the same.
  5. Treat fuel economy as one factor alongside space, comfort, safety and maintenance; our guide to the best fuel-efficient cars can help you narrow your options.

 

How do you verify the label with the Taakad app?

The Saudi Standards, Metrology and Quality Organization provides the Taakad app for checking fuel economy label and energy efficiency label information, and it can be downloaded free for iOS and Android devices. The steps, as described on the app's page and in the previous source, are:

  1. Open the app, choose the vehicles section, and point the camera at the QR code on the label.
  2. If the vehicle is registered in SASO's database, its details will appear, such as manufacturer, engine capacity, model year, fuel type, body type, drive type, transmission, fuel economy value and level.
  3. Compare the details shown in the app with the label on the car, field by field.
  4. If there is no QR code on the label, use the app's search feature.
  5. If the details do not match, use the report feature, which takes you to the Commercial Report app.

 

How do you calculate the fuel you need each year?

The formula is simple: annual distance in kilometres ÷ fuel economy in km/L = estimated fuel in litres. To estimate your annual distance accurately, compare the dashboard odometer readings on two service records about a year apart, or take a typical week's distance and multiply it by the number of weeks in a year, then add the trips you know you will make.

Illustrative example: an annual distance of 20,000 km and two cars, the first rated at 15 km/L and the second at 20 km/L. These are hypothetical teaching figures only, not specifications of cars offered for sale.

Item First car Second car
Assumed fuel economy 15 km/L 20 km/L
Annual distance 20,000 km 20,000 km
Calculation 20,000 ÷ 15 20,000 ÷ 20
Estimated quantity About 1,333 litres 1,000 litres

The difference in this example is about 333 litres a year. To turn it into an amount of money, multiply each car's quantity by the price per litre of the fuel it needs at the time of comparison, then subtract the two results.

 

How do you convert km/L to litres per 100 km?

Some brochures, websites and dashboard displays show consumption in litres per 100 km, where the lower number is better. To convert, divide 100 by the km/L value; to convert back, divide 100 by the L/100 km value:

  • 15 km/L: 100 ÷ 15 = about 6.67 litres per 100 km.
  • 20 km/L: 100 ÷ 20 = 5 litres per 100 km.
  • In reverse: 5 litres per 100 km means 100 ÷ 5 = 20 km/L.

This unit reveals something many people overlook: the same increase in km/L saves more fuel when the starting value is low. In another illustrative example over 20,000 km, moving from 10 to 12 km/L saves about 333 litres, while moving from 20 to 22 km/L saves only about 91 litres. Do not compare a km/L figure with a figure in another unit, such as miles per gallon, before converting to the same unit.

 

Why does your real consumption differ from the label figure?

The label figure is a reference value that helps you compare models, but it does not describe your own driving style or road conditions. The main things that change real-world consumption are:

  • Driving style: sudden acceleration and braking, and high speeds on highways.
  • Heavy traffic and frequent stops, and leaving the engine running for long periods while parked.
  • Running the air conditioning for long periods in summer heat.
  • Excess load and low tyre pressure.
  • Maintenance condition, such as the air filter, spark plugs and engine oil.

Use the label for an initial comparison, then monitor your car's consumption over several refills. If consumption rises clearly and persistently above your usual level, read about the common causes of higher fuel consumption and arrange an inspection when needed, rather than assuming the label is wrong. If your car offers an economy driving mode, learn about the ECO system and whether it really saves fuel.

 

How do you measure your car's consumption yourself?

The most accurate home method is the full-tank method, and all you need is the dashboard trip meter and your fuel receipt:

  1. Fill the tank until the pump nozzle clicks off automatically, then reset the trip meter.
  2. Drive the car as usual until you need to refuel.
  3. Fill the tank again until the automatic click-off, and note the litres added and the distance on the trip meter.
  4. Divide the distance by the litres; if, for example, you drove 500 km and added 40 litres, your consumption is 12.5 km/L.
  5. Repeat over several refills and in different conditions, in the city and on the highway, then take the average.

The consumption reading on the trip computer is useful for daily monitoring, but it is an estimate and may differ slightly from the manual calculation, so rely on the manual calculation for long-term comparison.

 

Frequently asked questions about the fuel economy label

  1. Is a higher number on the label always better? Yes when the unit is km/L; with litres per 100 km, the lower number is better.
  2. Does the label guarantee the consumption I will get? No. It is a value for comparison, and your real consumption depends on driving style, roads, load and the car's condition.
  3. Does a larger tank mean better economy? No. Tank capacity determines the distance between refills, while fuel economy describes distance per litre.
  4. Can I compare a sedan with a four-wheel drive using the label? The unit is the same, so you can compare the two values, but each has a different label type, and the fairest comparison is between cars of similar size and use.
  5. What should I do if the label does not match the Taakad app? Ask the seller for an explanation, and use the app's report feature if the difference remains.

The fuel economy label is a quick comparison tool if you read it in the right order: match the details, verify them through the Taakad app, then turn the figure into litres that fit your distance. When you compare cars at Saleh Cars Group, ask for the label of the version that interests you and calculate your own needs before deciding.

ADAS Driver Assistance Systems: What to Check Before Buying

ADAS Driver Assistance Systems: What to Check Before Buying

Table Of Contents:

  • What are ADAS driver assistance systems and how do they work?
  • What is the difference between warning and intervention systems?
  • How does automatic emergency braking work and what are its limits?
  • What is the difference between lane departure warning and lane keeping assist?
  • How does adaptive cruise control differ from standard cruise control?
  • What are the benefits of blind spot monitoring, rear cross traffic warning and the surround-view camera?
  • How do you check ADAS features during a test drive?
  • What conditions limit how sensors and cameras work?
  • When do ADAS sensors need calibration?
  • Do driver assistance systems replace the driver's attention?
  • Frequently asked questions about driver assistance systems

Advanced driver assistance systems (ADAS) are a set of sensors, cameras and software that monitor the area around the car, warning you of a potential hazard or intervening in specific conditions by braking, steering or adjusting speed. Before buying, it is not enough to see a system's name in the specification sheet; ask exactly what it does, when it stops working and how to try it safely.

What are ADAS driver assistance systems and how do they work?

These systems usually rely on a camera behind the windscreen near the rear-view mirror, a radar behind the grille or front bumper, radars in the corners of the rear bumper, plus parking sensors and cameras around the body. The car's computer combines their signals to estimate distances, speeds and the car's position between the lane markings.

They differ from the anti-lock braking system (ABS) and the traction control system (TCS); those two monitor the wheels themselves, while ADAS monitors the road, vehicles and pedestrians around you, and many of these systems use the same brake system when they intervene.

 

What is the difference between warning and intervention systems?

The US National Highway Traffic Safety Administration (NHTSA) explains in its guide to driver assistance technologies that some systems are designed only to warn you, while others take action to avoid a crash, and that manufacturers use different trade names for the same function; so rely on the function described in the owner's manual rather than the name.

System What it does
Forward Collision Warning (FCW) Warning only when you close in quickly on a vehicle ahead.
Automatic Emergency Braking (AEB) Intervention: supports your braking or brakes automatically if a collision appears imminent.
Lane Departure Warning (LDW) Warning only when the car leaves its lane without a signal.
Lane Keeping Assist (LKA) Intervention: gently corrects the steering to bring the car back into its lane.
Blind Spot Warning (BSW) Warning by a signal in the mirror when there is a vehicle you cannot see.
Adaptive Cruise Control (ACC) Intervention: adjusts speed to keep a distance from the vehicle ahead.
Rear Cross Traffic Warning (RCTW) Warning while reversing of a vehicle approaching from the side.
Surround-view camera Visibility aid: a combined image of the car's surroundings while parking.
Driver attention monitoring Warning when signs of drowsiness or distraction appear.

Having a warning system does not mean a matching intervention is fitted; a trim may include blind spot warning without any steering or braking intervention, so ask for the system list for the exact trim and model year you will buy.

 

How does automatic emergency braking work and what are its limits?

The NHTSA page on active braking technologies explains that these systems use radar, cameras and other sensors to detect vehicles, pedestrians or objects in front of the car, increasing braking force if your braking is insufficient, or braking automatically if you do not respond to the warning, with the aim of avoiding a collision or reducing its severity. This does not mean they prevent every collision in all conditions.

Ask when buying: does the system detect pedestrians and cyclists, or only vehicles? Does it work when reversing? And what speed range does it operate in according to the owner's manual? Never test it by deliberately approaching a car, a person or an obstacle.

 

What is the difference between lane departure warning and lane keeping assist?

The warning system only gives a sound or a vibration in the steering wheel when the car drifts across the lane markings, while the assist system gently corrects the steering, and in some cars may brake one of the wheels. Lane centring, by contrast, steers the car continuously while it is active, and usually works together with adaptive cruise control.

These systems depend on the camera seeing the road markings, so their performance weakens when the lines are faded or missing, as on some desert roads and in diversion zones, and many cars alert you if you take your hands off the wheel while they are active.

 

How does adaptive cruise control differ from standard cruise control?

Standard cruise control keeps a fixed speed that you set, whereas the adaptive version slows down if you approach a slower vehicle, then returns to the set speed when the road clears, and in some cars it can stop and move off again in traffic.

Before using it, learn how to choose the following distance and how to cancel it with the brake pedal or the cancel button. Its braking ability is limited, and it may not respond as you expect to a stationary vehicle or a car that cuts in suddenly; so stay ready to brake yourself.

 

What are the benefits of blind spot monitoring, rear cross traffic warning and the surround-view camera?

Blind spot monitoring alerts you with a light in the side mirror, some systems add a sound if you signal towards a lane with a vehicle in it. Rear cross traffic warning is useful when reversing out of a parking space between large vehicles that block your view.

The surround-view camera shows a combined image as if you were seeing the car from above, but it can distort distances at its edges and does not replace the mirrors and turning to look yourself.

 

How do you check ADAS features during a test drive?

Alongside the general steps in our new car buying guide, set aside part of the test drive for the assistance systems:

  1. Before moving off, get to know the settings menu and each system's symbols on the instrument cluster: ready, active and unavailable.
  2. On a highway with clear markings, switch on adaptive cruise control and set the distance, then cancel it with the brakes and with the button.
  3. Notice the lane departure alert, whether it stays quiet when you use the turn signal, and whether the correction is smooth or intrusive.
  4. Watch the blind spot signal when a car passes alongside you, without relying on it to change lanes.
  5. In a car park, reverse slowly and check how clear the camera is and how the rear cross traffic alert works.
  6. Make sure no persistent fault message appears, and that the windscreen and bumpers around the sensors are undamaged.

 

What conditions limit how sensors and cameras work?

  • Dust, sand, mud and insects covering the camera, the radar or the bumper sensors.
  • Sandstorms, fog and heavy rain.
  • Low sun at sunrise and sunset, and glare from oncoming headlights.
  • Extreme heat after long parking in the sun; some owner's manuals state that the function may stop temporarily until the camera cools down.
  • Stickers, tint films and non-original accessories in front of the camera or radar.

If a message says the system is unavailable, continue driving carefully without relying on it, clean the sensors with water and a soft cloth while keeping high-pressure water away from them, and if the message persists, have the car inspected.

 

When do ADAS sensors need calibration?

The camera and radar are mounted at a precise angle, and even a small change can make the system misjudge distance or lane position. That is why the manufacturer may require the sensors to be checked or calibrated in cases such as:

Before any repair, ask the service centre about the calibration requirements for your car, and ask for proof that it was carried out. With a used car, ask whether the windscreen has been replaced or the bumper repaired, and whether the sensors were calibrated afterwards.

 

Do driver assistance systems replace the driver's attention?

No. NHTSA's classification in the guide mentioned above makes clear that the driver remains responsible for driving and attentive at all times, even with systems that combine speed control and steering. Even driver attention monitoring is a reminder to stop and rest, not a substitute for rest; if you feel drowsy on a long journey between cities, stop in a safe place.

 

Frequently asked questions about driver assistance systems

  1. Can ADAS be added to a car that does not have it? Add-on warning devices and cameras are available, but they are not equivalent to factory systems linked to the brakes and steering.
  2. Can these systems be switched off? Many cars let you turn off some alerts or change their sensitivity, and some switch back on every time you start the car. It is best to keep them on.
  3. Does windscreen tint affect the camera? Any film or sticker covering the camera area may affect its view, so leave that area clear.
  4. Do assistance systems differ between trims of the same model? Usually yes; a higher trim may include systems that the base trim lacks.
  5. Do these systems work just as well at night? Camera performance may suffer on dark roads, while radar does not depend on light.

 

Driver assistance systems add a useful layer of protection when you understand what each system does and its limits, and keep the sensors clean and calibrated after any repair. When browsing the cars listed by Saleh Cars Group, compare the assistance systems in each trim and ask how they work before you decide, because the final decision on the road always remains yours.

Comprehensive vs Third-Party Car Insurance: How to Choose

Comprehensive vs Third-Party Car Insurance: How to Choose

Table Of Contents:

  • What is the difference between comprehensive and third-party insurance in brief?
  • What does third-party (compulsory) insurance cover?
  • What does third-party insurance not cover?
  • What does comprehensive motor insurance cover?
  • What does comprehensive insurance not cover?
  • What is the deductible in comprehensive insurance?
  • How do you choose car insurance that suits your car and your use?
  • What should you check in the policy schedule before you pay?
  • Frequently asked questions about comprehensive and third-party car insurance

The difference between the two types of car insurance in Saudi Arabia is that third-party insurance, which is the compulsory insurance, compensates the third party for the physical and material damage your vehicle causes and does not cover your own car, while comprehensive insurance compensates you for damage or loss to your car, including fire, theft, floods and hail, and also includes liability towards third parties. Here we explain what each type covers and excludes as stated in the official documents, what the deductible means, and how to choose the right policy.

What is the difference between comprehensive and third-party insurance in brief?

These are the main differences as stated in the Saudi Central Bank documents; the details follow in the next sections:

Item Third-party Comprehensive
Status Compulsory Not compulsory; includes third-party liability cover
Physical and material damage to third parties Covered within the policy limits Covered as per the unified policy
Damage to your car in an accident you cause Excluded Covered after deducting the deductible
Fire, theft, floods and hail Not covered for your car Included
Towing your damaged car and storing it Not provided for Included up to the amount stated in the schedule
Death or injury of the driver Excluded An optional cover offered before the policy is issued

 

What does third-party (compulsory) insurance cover?

The Unified Compulsory Motor Insurance Policy sets the minimum limit of civil liability cover towards third parties. If an accident occurs within the borders of the Kingdom and causes damage that is not excluded, the insurer compensates the third party for what the insured, the driver or the person responsible for the accident is liable to pay for:

  • Physical damage to the third party inside or outside the vehicle: death or physical injuries, including total or partial disability, whether permanent or temporary.
  • Material damage to property belonging to the third party.
  • Expenses borne by the third party due to damage not excluded in the policy.

A third party is anyone who suffers damage that is not excluded, other than the insured or the driver responsible for the accident; so this insurance protects others from your mistakes and does not repair your car. Subject to the exceptions, the insurer may not refuse to compensate the injured party because of a violation committed by the driver, but it keeps the right to recover from them in cases set out in the policy, such as driving against traffic, running a red light, and driving without a licence suitable for the type of vehicle.

 

What does third-party insurance not cover?

Cases the unified policy excludes from compensation include:

  • Loss of or damage to the insured vehicle, property of the insured or the driver, and goods carried in it.
  • Death or physical injury of the insured or the driver.
  • Using the vehicle in races or to test its speed or power, and car drifting.
  • A deliberate accident, or giving inaccurate information or concealing material facts in the insurance proposal form.
  • Fines and financial penalties, and the driver fleeing the accident scene without an acceptable reason.
  • Driving under the influence of drugs or alcohol, and natural disasters such as hurricanes, earthquakes and floods.

 

What does comprehensive motor insurance cover?

According to the Comprehensive Motor Insurance Rules, the company compensates the insured for any risk causing damage or loss to the vehicle, including fire, theft, lightning and natural disasters such as floods and hail, in addition to third-party civil liability as per the unified policy. Compensation works as follows:

  • Partial loss: the company bears the cost of repair at the repairing party stated in the schedule (the agency or an approved repair shop), and the cost is determined by the competent entity in charge of motor accident damage appraisal.
  • Technical total loss (a car that cannot be repaired to a state legally fit for driving) or economic total loss (repair is costly according to the percentage agreed in the schedule): compensation is the sum insured without deducting the company's expenses.
  • The company does not deduct any amount from the compensation for the use or wear of the vehicle before the accident.
  • Towing the damaged vehicle and storing it after a covered accident, up to the amount stated in the schedule.
  • If another party caused the damage, your insurer compensates you first and then claims against that party or its insurer.

Before issuing the policy, the company must offer you optional covers: renting a replacement vehicle, roadside assistance, death, injuries and medical expenses of the driver or named driver, and accidents outside the Kingdom; any you decline become excluded.

 

What does comprehensive insurance not cover?

The main exclusions in the rules include:

  • Driving without a licence suitable for the type of vehicle, or with a licence that was withdrawn or has expired unless it is renewed within the set period.
  • Compensation that is less than or equal to the deductible stated in the schedule.
  • An accident while the vehicle is driven by someone other than the driver or the named driver.
  • Manufacturing defects, and damage resulting from use or from mechanical or electrical malfunctions.
  • Damage to or theft of tyres, rims, wheel covers or exterior mirrors, unless it happened at the time of a covered accident.
  • Theft caused by leaving the vehicle running, leaving the keys in it, or not closing the windows and locking the doors.
  • Accessories not fitted by the manufacturer, unless their type and value are explicitly stated in the policy.
  • Car drifting, running a red light or driving against traffic, if the competent body's report proves it caused the accident.
  • Driving in desert areas and on unpaved roads unless inside the city.

The company and the insured may agree to waive any exclusion unless that conflicts with the law, so ask about the ones that matter to you before signing.

 

What is the deductible in comprehensive insurance?

The rules define the deductible as the amount borne by the insured for any claim as stated in the policy schedule, and they control how it is applied:

  • It is set by the insured in agreement with the company.
  • It applies only to damage to the vehicle, not to third-party civil liability claims.
  • It is calculated in proportion to the driver's share of liability if they are partly liable, and it is not charged if they are not liable according to the report of the competent body attending the accident.
  • It applies once per accident, even if several claims result from it.
  • It stays fixed throughout the policy period, whatever the type of accident or the value of the compensation.

In practice, it is what you will pay out of your own pocket in every accident you are liable for, so compare offers by it as well, not by the policy cost alone.

 

How do you choose car insurance that suits your car and your use?

The decision depends on whether you could bear the cost of repairing or losing your car yourself, so review these factors:

  • The car's age and value: losing a new or high-value car is harder, and comprehensive cover compensates at the sum insured in a total loss; so make insurance part of your budget as in the new car buying guide.
  • A used car: insurance does not cover manufacturing defects or malfunctions, so inspect it before buying and read our vehicle inspection tips before buying a used car, and make sure the sum insured reflects its fair value.
  • Financing: if the car is financed, ask the finance provider which type of insurance the contract requires before signing; to compare the two ways of paying, read buying a car with financing or cash.
  • Who drives the car: comprehensive cover applies to the insured and relatives such as parents, spouse, children and siblings, the domestic worker or someone working for the insured under an employment contract, and the named driver in the schedule; so add any other driver.
  • How you use it: if you go on desert trips, ask about the exclusion of desert roads, and remember that accidents outside the Kingdom are an optional cover.

 

What should you check in the policy schedule before you pay?

The policy schedule is an integral part of the policy, so check:

  1. Insured and vehicle details, and match the chassis number and plate with the vehicle registration card.
  2. The type of cover, not the marketing name; the rules forbid describing third-party products with additional benefits as comprehensive insurance.
  3. The coverage period, with its start and end dates and times.
  4. The sum insured, the deductible, and the percentage at which the vehicle is considered an economic total loss.
  5. The repairing party (agency or approved repair shop) and the towing and storage cover limit.
  6. Named drivers, and the use restrictions and purpose of use.
  7. The optional covers you accepted or declined.
  8. Additional vehicle details, such as modifications and where it is parked at night, and make sure they are correct; and notify the company of any change in material facts within the set period.

These provisions may be updated, so confirm the latest version on the official website of the Insurance Authority, and the terms of your policy with a licensed insurance company.

 

Frequently asked questions about comprehensive and third-party car insurance

  1. If someone else hits me and I only have third-party insurance, who repairs my car? You are the third party under the at-fault driver's policy, so their insurer compensates you for the material damage as per the unified policy. If you are at fault, your policy does not cover your car.
  2. Do I need two policies with comprehensive insurance? The rules state that comprehensive insurance also covers civil liability towards third parties as per the unified policy, so it combines both protections in one policy.
  3. Is a third-party policy with additional benefits considered comprehensive? No. The rules forbid naming or describing such products in any way as comprehensive insurance, so read the written covers, not the product name.
  4. Does third-party insurance cover flood or fire damage to my car? No, it does not cover your car at all, and natural disasters are among its exceptions. Najm requires comprehensive insurance on the vehicle to report an accident caused by natural disasters or fire.
  5. Can the policy be cancelled when I sell the car? Yes. Transfer of the vehicle's ownership is one of the cancellation cases under both policies, along with cancellation of its registration and the existence of an alternative policy, and the insured is refunded the amount due for the remaining period according to the calculation method set in the policy.

 

In short: third-party insurance is the compulsory minimum that protects others from damage caused by your vehicle, and comprehensive insurance adds protection for your own car in return for a deductible you agree on. Choose according to your car's value, its financing and how you use it, and read the policy schedule before you pay. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.