6 Causes of Sudden Car Engine Shutdown

Table Of Contents:

  • What Are the Possible Causes of a Sudden Engine Shutdown?
  • Why Does the Engine Turn Off When the Air Conditioner Is On?
  • What Are the Main General Causes of Engine Shutdown?
  • The Role of Preventive Maintenance
  • Modern Cars and Electronic Sensors
  • Environmental Factors and Driving Conditions

When your engine suddenly shuts off, the road transforms from routine to risk in seconds. Understanding why this happens can save your car and your safety. So what triggers these unexpected failures?

 

What Are the Possible Causes of a Sudden Engine Shutdown?

 

  1. Fuel Delivery System Problems:

   If the fuel filter, pump, injectors, or fuel lines become clogged, the amount of fuel reaching the engine becomes insufficient, leading to sudden engine shutdown.

 

  1. Running Out of Fuel:

   One of the most common and straightforward reasons for a car to stop while driving.

 

  1. Faulty Spark Plugs or Ignition Coils:

   When these components fail, the combustion process inside the engine cannot be completed, causing the vehicle to stop.

 

  1. Dirty Air Filter:

   Accumulated dust and debris reduce the amount of oxygen needed for combustion, which may cause the engine to stall.

 

  1. Weak Battery:

   A failing battery may not provide the necessary power to operate essential vehicle components, resulting in engine shutdown while driving.

 

  1. Engine Overheating:

   When the engine temperature exceeds the normal range, it may shut down suddenly. This is a serious issue that can threaten the safety of the vehicle and its occupants.

 

 

Why Does the Engine Turn Off When the Air Conditioner Is On?

  1. Increased Power Demand:

   When the AC is turned on, the system requires additional power to operate the compressor and fan. If the battery is weak, it may not handle the extra load, causing the engine to stall.

 

  1. Faulty Alternator (Dynamo):

   If the alternator is not charging the battery efficiently, the vehicle may experience a power shortage, leading to engine shutdown.

 

  1. Cooling System Issues:

   Problems such as low refrigerant pressure or compressor malfunction increase the load on the engine, which may cause it to stop.

 

  1. Engine Overheating Due to AC Load:

   Turning on the AC increases engine load. If the cooling system is weak, the temperature may rise abnormally, causing the engine to shut off.

 

  1. Fuel Delivery Weakness:

   A clogged fuel filter or weak fuel pump may fail to supply enough fuel. When the AC is activated, fuel consumption increases, potentially causing the engine to stall.

 

What Are the Main General Causes of Engine Shutdown?

  • An empty fuel tank immediately stops the vehicle. 
  • Weak battery or damaged electrical connections interrupt power flow and shut down the engine.
  • Faulty spark plugs or ignition system failure disrupt engine operation.
  • Fuel filter or pump issues prevent proper fuel delivery.
  • A clogged muffler or damaged catalytic converter creates back pressure, causing the engine to stall. 
  • Weak cooling or low coolant levels cause overheating, forcing the engine to shut down to protect itself.

 

The Role of Preventive Maintenance

  • Regular maintenance is one of the most effective ways to prevent sudden engine shutdowns.
  • Simple actions such as replacing filters on time, checking fluid levels, and inspecting electrical connections can significantly reduce the risk of unexpected failures.
  • Preventive maintenance not only enhances safety but also extends the lifespan of the engine and improves overall vehicle performance.

 

Modern Cars and Electronic Sensors

  • Modern vehicles rely heavily on electronic sensors to regulate engine performance.
  • A malfunctioning sensor such as the crankshaft position sensor or mass airflow sensor can send incorrect data to the engine control unit, causing the engine to stall.
  • Understanding the importance of these sensors helps drivers appreciate the complexity of modern automotive systems and the need for accurate diagnostics.

 

Environmental Factors and Driving Conditions

  • External conditions can also contribute to sudden engine shutdowns. Extremely hot weather may strain the cooling system, while dusty environments can clog air filters more quickly.
  • Even driving habits such as aggressive acceleration or neglecting warning lights can increase the likelihood of engine failure. Being aware of these factors allows drivers to adapt their behavior and reduce risks on the road.

 

 

FAQs

Related Blogs

Mojaz Report: How to Read Used Car History and Its Limits

Mojaz Report: How to Read Used Car History and Its Limits

Table Of Contents:

  • What does a Mojaz report show, and what are its limits?
  • Start by matching the car and the report version
  • How do you read odometer records chronologically?
  • How should you interpret accident records and available images?
  • How do you relate maintenance and repairs to current condition?
  • A reading checklist: information and limits of inference
  • Which questions should you ask the seller?
  • What still needs inspecting before you decide to buy?
  • Frequently asked questions about reading a Mojaz report

A Mojaz report helps you read a used car’s history through the records available; it does not deliver a final verdict on its condition. Start by matching the vehicle’s identity, then read mileage, accident and maintenance records chronologically and compare them with documents and the car’s current condition. No accident record does not mean accident-free, and missing mileage readings do not validate the odometer. Use the report to identify seller questions and professional inspection priorities before deciding to buy, not as a replacement for inspection.

What does a Mojaz report show, and what are its limits?

The official Mojaz homepage (in Arabic) says it brings together key historical vehicle data from official sources in one report. Its report outline lists vehicle information, odometer reading history, accident records, maintenance and repairs, warranty information, spare parts, vehicle reputation and related images.

These are section names presented by the service, not a promise that every section contains data for every car. Read what is actually available, and do not turn a blank field into a positive or negative finding. Likewise, do not infer a specific rating or acceptance standard from the vehicle reputation heading; use any accompanying explanation and ask about unclear descriptions before relying on them.

 

Start by matching the car and the report version

Before discussing findings, establish that the report belongs to the actual car being offered. Ask to see the full version rather than a cropped image of a reassuring section, and match its identification details to the vehicle documents and the car. Do not rely on a similar colour or general description, or dismiss an identification mismatch as a minor error without checking.

  • Check the VIN if shown, comparing every character with the documents and its designated location on the car; seek professional help if anything is unclear.
  • Note the report date if visible, distinguishing it from the event dates inside; a recent report may contain only an older record.
  • Write down any data mismatch and ask for an explanation before evaluating mileage or accidents or concluding the agreement.

For identification details and their locations, see the guide to vehicle identification numbers, while paying attention to the name of each identifier in the document you are reading.

 

How do you read odometer records chronologically?

Read the date of each distance reading, not just the last number. Put the available readings in order from oldest to newest, then compare the latest with the car’s odometer during the viewing. Check measurement units first; do not directly compare figures expressed in different units. Your aim is to understand the sequence and identify questions, not estimate true mileage from cabin appearance alone.

  1. Write the date and reading exactly as shown, distinguishing report information from something the seller says or a figure on an invoice.
  2. If a later reading is lower than an earlier one, request a documented explanation and discuss possibilities with a professional; the inconsistency warrants a pause but is not a standalone diagnosis of tampering.
  3. If there is a long gap, ask for documents covering that period; do not assume the car was unused throughout it.
  4. If there are no readings at all, note that mileage has not been verified through this method instead of automatically accepting the current figure.

If the seller mentions an odometer replacement, ask for the work record and evidence of readings before and after replacement, if available. Do not fill a missing sequence with estimates or treat consistent readings alone as a guarantee that the entire usage history is known.

 

How should you interpret accident records and available images?

If an accident record appears, read its details as written and compare them with repair documents supplied by the seller. Do not reduce the assessment to a record count or label damage minor or severe without supporting information. A report may describe a historical event, while repair quality and present condition need an independent inspection.

If related images appear, check their connection to the event, the vehicle and their date whenever that information is available. A photograph does not reveal everything behind visible parts, and missing images do not rule out damage. Where structural repairs are suspected, request a specialist inspection. The guide to signs of bodywork and structural repairs can help you frame questions, not make your own technical verdict.

If no accident record appears, the accurate wording is: no event is visible in the data you are reading. Do not replace that with the car has never had an accident, or let that inference cancel the inspection or the request for repair documents.

 

How do you relate maintenance and repairs to current condition?

Read available maintenance and repair entries with their dates, comparing them with the seller’s invoices. Distinguish a record of past work from proof that the relevant system works well today. If a repair description recurs, ask what was done and what happened afterwards, without automatically assuming a particular fault or an unsuccessful repair.

Warranty information alone does not mean cover is active or transferable to you; verify the document and terms with the relevant provider. Equally, do not infer from a spare parts section that every component is genuine or in good condition. A missing maintenance record does not prove neglect, but leaves a question requiring documents and inspection.

Compare documented work with the appropriate owner’s manual requirements alongside a professional. Do not derive a new servicing schedule from the report or assume one completed job means all other scheduled work was done or related components are sound.

 

A reading checklist: information and limits of inference

Use this table to organise your notes; it is not a real sample vehicle report. Always distinguish what you read, what you still do not know and the next step needed to close that gap.

What you read What it does not prove alone Next step
Consecutive odometer readings Complete mileage history Compare with the odometer and documents
No odometer readings Accuracy of current mileage Seek more evidence and document the gap
An accident record Current repair quality Repair documents and specialist inspection
No visible accident record An accident-free car Professional body and paint inspection
Recorded maintenance work The component’s condition today Compare with the current inspection
Warranty information Active cover for the buyer Verify terms with the relevant provider

 

Which questions should you ask the seller?

Start with an open question about the car’s usage history, then address unclear report entries. Request specific answers that can be connected to documents; personal trust or numerous photographs are not substitutes for verification. Keep your notes separate from the original report so your interpretations do not become confused with its records.

  • Is this the full version for this exact vehicle? Which documents support the details or explain a visible discrepancy?
  • Has the odometer been repaired or replaced? Are invoices or saved readings available for periods with no visible record?
  • Are you aware of body repairs, repainting or accidents not shown here? What work was done and which documents are available?
  • Where was the most recent service performed, what was actually done, and which recommended jobs remain outstanding?
  • Will you allow an independent inspection and a review of findings before agreement? How can your explanation of a record mismatch be documented?

 

What still needs inspecting before you decide to buy?

Give the professional your report and notes before inspection, and request an assessment of the current structure, mechanical and electrical systems and safety components. Do not simply seek confirmation of an existing impression: ask what was checked and what could not be verified. To organise the rest of the viewing, see the used car inspection tips before purchase.

If a material identity or mileage discrepancy appears, or a significant repair remains unexplained, postpone the decision until it is clarified. If the gap cannot be closed, treat it as unknown information rather than proof of sound condition. Once the technical assessment is settled, review the vehicle ownership transfer steps on Absher separately; a history report does not replace the sale procedures.

 

Frequently asked questions about reading a Mojaz report

  1. Does no accident record mean the car is sound? No. It means an accident record is not visible in the available data you read. Body condition and repair quality still need inspection.
  2. Does the report validate the car’s mileage? Available reading sequences help comparisons but do not guarantee a complete history. If readings are missing, mileage cannot be accepted on the report alone.
  3. Is every section available for every car? Do not assume this from the section names on the website. Read the actual content and ask about missing information or unclear wording.
  4. What if the report contradicts the seller? Identify the conflicting entry, ask for a document explaining it and show it to a professional. Neither ignore the conflict nor automatically turn it into an accusation.
  5. Does a Mojaz report replace a technical inspection? No. A history report presents available historical information, whereas an inspection assesses current condition within its scope. Combine both with documents before deciding.

 

In short, read a Mojaz report as available evidence and open questions, not a certificate that the car has no defects. Match its identity, review the timeline and connect the findings with documents and an independent inspection. A stronger decision clearly distinguishes what is established from what remains unknown.

Car Brand Logos and Names: A Guide to Badges in Saudi Arabia

Car Brand Logos and Names: A Guide to Badges in Saudi Arabia

Table Of Contents:

  • What are car brand logos and where do you find them on a car?
  • What are the best-known Japanese car brand logos?
  • What are the Korean car brand logos?
  • Which Chinese car brand logos are common in Saudi Arabia?
  • How do you recognise the new Chinese car brands?
  • What are the German and European car brand logos?
  • What are the American car brand logos?
  • Car brand logos table: brand, country of origin and badge description
  • Frequently asked questions about car brand logos

Car brand logos are the badges and names each manufacturer places on the front grille, the boot lid and the centre of the steering wheel, and the easiest way to learn them is to group them by country of origin: Japanese badges such as Toyota's three ovals, Korean ones such as Hyundai's slanted H, and Chinese brands, many of which spell out their full name in Latin letters, alongside German, European and American badges. In this guide you will find each brand's name as it is written and said, a short description of its badge, its meaning where it is documented, and a table for quick comparison.

What are car brand logos and where do you find them on a car?

A car badge (the logo or emblem) is the trademark that identifies the manufacturer, and it usually appears in several places:

  • The centre of the front grille or the bonnet, the most visible spot for the logo.
  • The boot lid, where the model name and sometimes the trim are usually written next to it.
  • The centre of the steering wheel, the wheel caps and the car key.

Badges fall into two types: a standalone symbol such as a star, rings or a lion, or a name spelled out in letters, as with many American and new Chinese brands, and knowing this difference helps you recognise a car from a distance.

 

What are the best-known Japanese car brand logos?

Japanese badges are very familiar on the Kingdom's roads, and most are simple symbols that are easy to remember:

  • Toyota: three ovals that form the letter T; the company says the two overlapping ovals represent mutual trust between the customer and the company, and the outer oval represents the global expansion of its technology.
  • Lexus: a curved letter L inside an oval; it is Toyota's luxury vehicle division.
  • Nissan: the name NISSAN across a thin circle; the name began as an abbreviation of the Japanese holding company Nihon Sangyo.
  • Honda: a wide, upright letter H inside a frame with rounded corners.
  • Mitsubishi: three red diamonds meeting at the centre, chosen by founder Iwasaki Yataro because they recalled the emblem of the Tosa clan that employed him and his own family crest.
  • Mazda: a stretched letter M shaped like wings inside a circle; according to the company's website, the name is also linked to its founder, Jujiro Matsuda.
  • Suzuki: a red letter S with sharp lines.
  • Isuzu: the name ISUZU in bold letters; the name comes from the Isuzu River and means fifty bells.

 

What are the Korean car brand logos?

  • Hyundai: a slanted letter H inside an oval; the Korean word means modernity.
  • Kia: the word KIA in a sharp, angular script; according to the company, the name means rising from Asia.
  • Genesis: two spread wings with a shield in the middle; it is the luxury brand of Hyundai Motor Group.

 

Which Chinese car brand logos are common in Saudi Arabia?

Chinese cars have become familiar in the Saudi market, and their best-known badges include:

  • Changan: a shape like the letter V inside a circle; the name comes from the Chongqing Changan Arsenal and literally means long-lasting peace.
  • Chery: an oval with a symbol resembling the letter A in the middle.
  • Geely: the name GEELY is written in Latin letters on the rear of many of its models.
  • Haval: the name HAVAL in large letters; it is a brand specialising in SUVs, owned by Great Wall Motor, which is named after the Great Wall of China.
  • MG: the letters MG inside an octagon; it is a British marque founded in Oxford and owned today by the Chinese company SAIC Motor.
  • BYD: the letters BYD in a bold typeface; the name had no particular meaning, and the company later adopted Build Your Dreams as a slogan matching its letters.
  • Hongqi: a vertical red strip running from the bonnet to the grille on many of its models; the name means red banner, and it is the oldest Chinese passenger car brand, owned by FAW Group.

 

How do you recognise the new Chinese car brands?

Many Chinese brands have appeared in recent years, some cannot be recognised from the badge alone, and here are practical ways to tell them apart:

  1. Read the written name: many new brands spell out their full name on the grille or the boot instead of a standalone symbol, such as Jetour, Omoda, Jaecoo and Deepal.
  2. Know the parent company: Jetour, Omoda and Jaecoo belong to Chery, Deepal to Changan, Haval to Great Wall and Lynk & Co to Geely, and brands within one group may share some models or platforms.
  3. Learn what the name means: Jetour combines the words jet and tour, signifying a convenient journey according to the brand; the O in Omoda comes from oxygen and moda means modern, according to Chery; Jaecoo comes from the German word Jäger, meaning hunter, and the English word cool; and Deepal's Chinese name means deep blue.
  4. Do not rely on the badge alone: some brands have changed their logo more than once, and its look may differ from one model year to another, so confirm the manufacturer and model on the car's registration card.
  5. Check the VIN: its first characters identify the manufacturer, and it is recorded on the registration card and stamped on the car's body.

 

What are the German and European car brand logos?

European badges often rely on old symbols with well-known stories:

  • Mercedes-Benz: a three-pointed star inside a circle, which for the original Daimler company symbolised Gottlieb Daimler's aim of motorisation on land, water and in the air.
  • BMW: a circle divided into blue and white quarters inside a black ring bearing the company name; its colours recall the flag of Bavaria, while the idea that it is an aircraft propeller is a myth.
  • Audi: four interlinked rings, each representing one of the four companies that joined to form Auto Union, Audi's predecessor.
  • Volkswagen: the letters V and W inside a circle; the German name means people's car.
  • Skoda: a winged arrow inside a circle; the arrow represents speed, the wings progress and freedom, and the eye precision; it is a Czech brand.
  • Peugeot: a lion; the original logo was a lion walking on an arrow, symbolising the speed, strength and flexibility of Peugeot's saw blades; it is a French brand.
  • Renault: a diamond-shaped lozenge that the French company has placed on the front of its cars since the nineteen-twenties.
  • Land Rover: a green oval carrying the name of the British brand.
  • Rolls-Royce: two interlocking letters R and the Spirit of Ecstasy mascot on the bonnet; the British company is a wholly owned subsidiary of the BMW group.
  • Lamborghini: a raging bull, chosen by founder Ferruccio Lamborghini after he admired the fighting bulls at the Miura ranch in Spain; it is an Italian brand.

 

What are the American car brand logos?

American badges tend towards written names and simple shapes:

  • Ford: a blue oval with the name Ford in white script.
  • Chevrolet: the gold bowtie, whose origin is unsettled; the company's account says William Durant took it from a wallpaper pattern in a French hotel.
  • GMC: the letters GMC, usually in red; it is a General Motors brand.
  • Jeep: the word JEEP in plain letters, and many people know it by its grille with vertical slots.
  • Dodge: the name DODGE in large letters on the grille or the rear.
  • Lincoln: a four-point star inside a frame; it is a luxury brand owned by Ford and named after US President Abraham Lincoln.

 

Car brand logos table: brand, country of origin and badge description

A quick summary of each brand's badge:

Brand Country of origin Badge description
Toyota Japan Three ovals
Nissan Japan Name inside a thin circle
Honda Japan Upright letter H
Mitsubishi Japan Three red diamonds
Hyundai Korea Slanted H in an oval
Kia Korea The word KIA in a sharp script
Changan China V shape inside a circle
Chery China A-like symbol in an oval
Jetour China Name in Latin letters
Haval China HAVAL in large letters
MG Britain (Chinese owner) MG inside an octagon
BYD China The letters BYD
Mercedes-Benz Germany Three-pointed star in a circle
BMW Germany Circle with blue and white quarters
Audi Germany Four interlinked rings
Volkswagen Germany VW letters in a circle
Peugeot France Lion
Ford USA Blue oval
Chevrolet USA Gold bowtie
GMC USA Red GMC letters

 

Frequently asked questions about car brand logos

  1. How do I tell the Hyundai logo from the Honda logo? The Hyundai logo is a slanted letter H inside an oval, while the Honda logo is a wide, upright letter H inside a frame with rounded corners.
  2. Which car has a horse, bull or lion logo? The black prancing horse on a yellow background is the logo of Italy's Ferrari, the horse inside a coloured shield belongs to Germany's Porsche, the raging bull to Lamborghini and the lion to Peugeot.
  3. Is a brand's country of origin the country where the car is made? Not always; the country of origin is the brand's home, and its models may be built in other countries, so check the manufacturing details in the VIN and the registration card.
  4. Why do companies change their logos? Usually when they renew their identity, as Nissan, Kia and BYD have done in recent years, so you may see two logos for the same brand on cars from different years.
  5. How can I confirm a car's brand if its badge has been replaced? Some owners fit modified badges or the badge of another model, so rely on the registration card and the VIN rather than the badge, especially when buying a used car.

 

Car brand logos become easier to remember when you link each badge to its country and parent company, read the name written on the boot when in doubt, and check the registration card and the VIN before any purchase decision. You can browse the cars available at Saleh Cars Group to get to know the different brands and models.

Accident Damage Assessment in Saudi Arabia: Taqdeer Guide

Accident Damage Assessment in Saudi Arabia: Taqdeer Guide

Table of Contents:

  • What Is Accident Damage Assessment and Who Oversees It?
  • When Do You Need an Assessment After a Najm or Police Report?
  • How Do You Book a Taqdeer Appointment and Track It?
  • What Should You Prepare Before Visiting an Assessment Center?
  • How Do You Read a Damage Assessment Report?
  • How Do You Review the Assessment With Your Workshop and Insurer?
  • What Should You Do If You Disagree With the Assessment?
  • Why Should You Keep the Assessment Report After the Repair?
  • Frequently Asked Questions About Accident Damage Assessment
  • Conclusion

Accident damage assessment is a step you may need after a Najm or traffic police report. According to the Saudi Authority for Accredited Valuers (TAQEEM), it means determining the cost of repairing the vehicle, including parts, or estimating its market value before or after the damage. These assessments are managed electronically through the Taqdeer system, which operates under the Authority’s supervision and lets you book an appointment and check the status of your assessment. This guide covers the stage after the report: when to seek an assessment, what to prepare, how to read the report and review it with your workshop and insurer, and what to do if you disagree with the result.

What Is Accident Damage Assessment and Who Oversees It?

On its official English website, TAQEEM describes vehicle damage assessment valuation as “the act or process of determining the value of repairing the vehicle including the spare parts, or estimating the market value of the vehicle before and after the accident”; the Arabic version also mentions labour explicitly. The outcome may therefore be a repair cost, or a market value before or after the damage, depending on the case.

TAQEEM describes Taqdeer as “an online integrated system for managing, operating, and organizing vehicle damage assessment processes” and lists “Book an appointment at Taqdeer centers” among its services. The Taqdeer system website (in Arabic) states that it operates under the supervision of the Saudi Authority for Accredited Valuers. An assessment is a technical valuation of the damage; it is neither the accident report nor your insurer’s decision.

 

When Do You Need an Assessment After a Najm or Police Report?

The sequence starts with attending to and documenting the accident. If you have not completed that stage, begin with the guide to Najm reporting steps and when to call the traffic police, then return to this guide.

The official pages we relied on do not state that an assessment is required for every accident, nor do they describe the content of report messages. Follow what the accident report and your insurer require in your case, and ask before any repair starts, because repairing damage before it is assessed may cost you the chance to document it as it was. Useful questions for your insurer:

  • Does my case need a damage assessment, and from which body?
  • Is the electronic report enough, or must it be sent in a particular way?
  • Should I wait for the assessment before taking the car to a workshop?
  • Which documents do you need with the report to progress the claim?

 

How Do You Book a Taqdeer Appointment and Track It?

The Taqdeer website presents the service in three consecutive stages, which can be summarised as follows:

  1. Book an appointment and go to the assessment center, using the booking service, which the site describes as booking a new appointment to assess your vehicle’s damage.
  2. Have the vehicle damage assessed at the assessment center.
  3. Receive the report electronically, with the option to follow it through the report status service, which lets you check the status of your assessment.

If your plans change before the appointment, the manage bookings service allows you, according to the site, to modify or cancel the booking, and the assessment centers page helps you find the nearest centers in your city. We do not mention numbers of centers, timings or fees here; follow what the service shows for your case when you book.

 

What Should You Prepare Before Visiting an Assessment Center?

The pages we reviewed do not publish a document list, so the list below is practical rather than an official requirement; what the booking screen and center ask for takes precedence:

  • Your booking details as shown once the booking is complete.
  • The accident report reference from Najm or the traffic police.
  • Your ID and the vehicle registration; ask what is needed if you are not the vehicle owner.
  • Unedited photos of the damage taken at the time of the accident.
  • Your insurance policy details and the party handling the claim.

Do not repair the damage being assessed before the appointment unless the relevant authority tells you to, and do not drive an unsafe car; arrange transport if you notice a leak, a red warning light or a steering fault.

 

How Do You Read a Damage Assessment Report?

The report format may vary from case to case, but the Authority’s definition shows what it centres on: labour, spare parts, or market value before or after the damage. Use the table to review it item by item:

Item What to Check What to Ask
Vehicle and accident details The car and the accident reference match Do these details relate to my car and this accident?
Spare parts The listed parts compared with the documented damage What type of part does the assessment assume?
Labour Listed work such as bodywork and paint Does the work cover all the damage I documented?
Market value Whether a value before or after the damage is stated On what basis was this value reached?

To understand how the type of part affects a repair, see genuine vs aftermarket vs used car parts. Do not assume the report specifies the type of part unless it says so explicitly; ask about it.

 

How Do You Review the Assessment With Your Workshop and Insurer?

The assessment sets a value, while the compensation and repair path is governed by your policy and your insurer. Check your policy type and what it covers in the guide to comprehensive versus third-party car insurance, and do not assume that the assessed amount is what you will receive in every case.

  • Show the report to the workshop before work starts and ask them to compare its items with what they will actually do.
  • If hidden damage appears after disassembly, ask your insurer how it will be handled before the repair continues.
  • Ask the workshop for an itemised invoice and photos before and after the repair.
  • Record every contact with your insurer: the date, the person and what you were asked for.

If the car needs sensor or camera calibration after the repair, ask whether it is included in the assessment or in the workshop’s quote.

 

What Should You Do If You Disagree With the Assessment?

We did not find a published objection mechanism for assessment results on the official pages we reviewed, so we do not describe a specific procedure. The right step is to ask the source about the official procedure:

  1. Identify exactly which item you disagree with: a part, a piece of work or a market value.
  2. Gather supporting evidence: accident photos, the workshop’s notes after disassembly and any invoice.
  3. Contact Taqdeer through the support and help channels shown on its website and ask what procedure is available for your case.
  4. Also ask your insurer about its review procedure and what it needs from you in writing.

Do not accept a settlement you disagree with before you understand its consequences, and ask for written replies where possible.

 

Why Should You Keep the Assessment Report After the Repair?

The report and invoice help you later when you sell the car or when a buyer asks about the accident. The guide to reading a Mojaz report and its limits explains how accident records in a vehicle history should be understood and what cannot be concluded from them.

If you are a buyer looking at a car with signs of repair, ask for the assessment report and invoice if they exist, and use the guide on how to tell whether a car has been repaired alongside an independent technical inspection.

 

Frequently Asked Questions About Accident Damage Assessment

Is an accident damage assessment the same as a Najm report?

No. The report documents the accident, while the assessment estimates the repair cost or the market value of the vehicle before or after the damage.

Do I need an assessment for every accident?

Do not rely on a general rule; follow what the accident report and your insurer require in your case, and ask them before repairing the car.

How can I check the status of my assessment report?

The Taqdeer website offers an assessment status inquiry service and lists receiving the report electronically as one of the service stages.

Can I change or cancel my assessment appointment?

The website offers a manage bookings service for changes and cancellations; follow what the service shows for your booking.

Is the assessed amount the final compensation?

Not necessarily. Compensation depends on your policy and your insurer’s procedures, so ask your insurer how it is calculated in your case.

 

Conclusion

After the report, ask your insurer what your case needs, book the assessment through the official system and read the report item by item before any repair. If you disagree, ask Taqdeer and your insurer about the official procedure, and keep your documents for the future.

CVT vs Automatic: Differences and Pre-Purchase Checks

CVT vs Automatic: Differences and Pre-Purchase Checks

Table Of Contents:

  • CVT vs Automatic: What Exactly Are We Comparing?
  • How Do Acceleration and Shifts Feel Different?
  • A Comparison Table for Setting Your Priorities
  • Which Suits Traffic, Long Trips and Hills?
  • What Should You Verify About Fluid and Service History?
  • A Pre-Purchase Checklist for Either Transmission
  • When Does an Observation Need Professional Diagnosis?
  • Frequently Asked Questions About CVT and Automatics
  • Conclusion: Choose the Right Car, Not Just a Label

CVT vs automatic: neither is the best choice for everyone. What matters is how the car responds in your daily use, the transmission’s condition and its service history, not its name alone. You may prefer the continuous acceleration of the former or the distinct shifts of the latter. Before buying, identify the actual transmission, drive the car in suitable conditions and separate normal behaviour from a symptom requiring professional inspection. This is a buying comparison, not a blanket reliability verdict.

 

CVT vs Automatic: What Exactly Are We Comparing?

Here, CVT means a conventional design that continuously varies its transmission ratio using variable pulleys and a metal belt or chain, depending on its construction. Conventional automatic means a transmission with fixed gear ratios that shifts between them and uses a torque converter to transfer power between the engine and transmission. The comparison does not cover every technology described as automatic or erase differences within either family.

A torque converter alone does not identify the type: some CVTs also use one. Likewise, do not assume that an e-CVT in a hybrid is the same pulley-and-belt transmission. The term can describe a hybrid system that varies the relationship between engine speed and vehicle movement differently. Architectures vary between systems, so consult the description of the particular vehicle rather than relying on the letters.

For an introduction to other designs, read the guide to transmission types and how they work; here, the focus is what to observe and verify when choosing.

 

How Do Acceleration and Shifts Feel Different?

With a CVT, engine sound may rise and engine speed may stay relatively steady while the car continues gaining road speed. This can be part of ratio control, not sufficient evidence of transmission slip. Software may also simulate stepped shifts, so the tachometer alone cannot identify transmission type or establish its health. What matters is a predictable response appropriate to the driving situation.

In a stepped automatic, engine speed may fall on an upshift or rise when you request more acceleration. How noticeable each shift feels depends on calibration, the engine and cabin isolation. Not every perceptible shift is a fault, but repeated harsh jolts should not be accepted merely because the transmission is conventional. Compare with a healthy car of the same specification if possible and seek professional advice when unsure.

 

A Comparison Table for Setting Your Priorities

Comparison point Conventional CVT Stepped automatic
Acceleration Continuous ratio changes, sometimes with simulated shifts Shifts between fixed ratios with varying smoothness
Sound and feel May hold higher engine speed during acceleration Engine sound may change noticeably during shifts
Suitability check Observe pull-away smoothness and whether the acceleration sound suits you Observe shift timing and response to acceleration requests
Maintenance Fluid specification and schedule depend on the particular transmission Fluid specification and schedule depend on the particular transmission
Buying decision Vehicle condition and use matter more than the label Vehicle condition and use matter more than the label

 

Which Suits Traffic, Long Trips and Hills?

Describe your daily driving rather than ranking technologies from best to worst. In traffic, assess low-speed control and the transition between stopping and moving. On an open road, notice refinement at a steady speed and the response to moderate, legal acceleration. The engine, weight, accelerator calibration and insulation can influence your impression as much as transmission type, so do not attribute every difference to it.

If you regularly drive on hills or carry passengers and luggage, check load limits and driving instructions in the owner’s manual. Do not infer towing capability from the transmission name or test loads or gradients outside permitted limits. For fuel consumption, compare data for the exact trim and engine under comparable measurement conditions; a CVT does not guarantee lower fuel use on every trip.

 

What Should You Verify About Fluid and Service History?

Ask for invoices showing service dates, mileage and the fluid specification used, not merely a statement that the fluid was changed. Do not assume automatic transmission fluid suits a CVT or that all CVT fluids are interchangeable. The reference is the approved specification for that transmission and its correct service procedure. Transmission type alone cannot establish one fluid-change schedule for every car.

Discuss how your operating conditions affect the service schedule with a qualified provider, along with any documented repairs or leaks. Do not request an indiscriminate fluid change or flush as a cure for every vibration, and do not open hot components to inspect fluid yourself. Read about transmission fluid changes and care for general background, then give your vehicle’s manual priority over conflicting general advice.

 

A Pre-Purchase Checklist for Either Transmission

Treat the drive as a way to gather observations, not a certificate that the car is fault-free. Agree on a safe, permitted route and have a passenger take notes without distracting you. Do not deliberately overheat the transmission or use aggressive launches to expose faults.

  1. Confirm the transmission in the actual vehicle’s specifications and production year. Advertisement wording and selector appearance are insufficient, and specifications may differ between trims.
  2. Review the service history and any previous replacement or repair. Ask why the repair was needed and what was done; request documents rather than relying on verbal reassurance.
  3. Start with gentle driving and observe pull-away, low-speed movement and gradual acceleration. Stay within speed limits and never watch the instruments at the expense of the road.
  4. With the car fully stopped and the brakes applied, observe its response when selecting forward or reverse as instructed in the manual. Never switch direction while moving or repeat the manoeuvre aggressively.
  5. Note whether the observation occurred at the start or after driving, with or without air conditioning, and whether it repeated under the same conditions. Do not set a universal delay threshold separating healthy from faulty.
  6. Before a final agreement, arrange an independent professional inspection including an appropriate road test and electronic checks when needed, with an explanation rather than just a fault-code printout.

To compare comfort, visibility and the rest of the car as well, use the pre-purchase test drive checklist alongside these transmission-specific checks.

 

When Does an Observation Need Professional Diagnosis?

Repeated vibration, a noticeable response delay, a temperature warning or a sudden performance change deserves assessment, but none proves transmission failure by itself. The engine, its mounts or other systems may contribute. Describe when the symptom appeared rather than requesting transmission replacement based on a video or personal impression.

If a temperature warning or loss of drive affects safety, end the test in a safe place, follow the owner’s manual and seek appropriate help. Do not clear warnings or keep accelerating to test them. Read about transmission symptoms that warrant inspection to recognise possible observations, not to diagnose your car or assume one definite cause.

 

Frequently Asked Questions About CVT and Automatics

Does Steady Engine Speed Mean a CVT Is Slipping?

Not necessarily; acceleration can continue at nearly constant engine speed. A changed response with reduced drive or a warning needs professional assessment, not a verdict from the tachometer alone.

Does a Conventional Automatic Always Last Longer?

It is not sound to generalise lifespan or reliability across all designs. Condition, history, maintenance and use are essential when assessing an individual car.

Can Both Types Use the Same Transmission Fluid?

Do not assume compatibility from a fluid’s name or colour. Check the specification required for the exact transmission and have a professional follow its approved service procedure.

Is e-CVT the Same as a Belt CVT?

Not necessarily: similar names do not establish identical construction. Check the explanation of the hybrid’s system; systems described by this term do not necessarily share one design.

Is a Short Drive Enough to Establish Transmission Health?

No; some symptoms may not appear during a short drive. Combine it with service records and an independent inspection, especially when documents are missing or observations remain unexplained.

 

Conclusion: Choose the Right Car, Not Just a Label

Choose after defining your use, testing the response and verifying maintenance and inspection findings. Do not reject a CVT solely because it sounds different, or accept a conventional automatic with unexplained symptoms. A stronger decision combines driving suitability with documented condition and clear instructions for caring for the car.

Car Recalls in Saudi Arabia: VIN Checks and Next Steps

Car Recalls in Saudi Arabia: VIN Checks and Next Steps

Table of Contents:

  • What are car recalls in Saudi Arabia?
  • What should you prepare before a VIN recall check?
  • How do you search the recall platform?
  • How should you interpret the search result?
  • What should you do if your car is included?
  • How do you follow up and keep proof of repair?
  • What should you check before buying a used car?
  • Frequently asked questions about car recalls

To check car recalls in Saudi Arabia, enter the VIN on the official recall platform, then read the campaign details and follow the instructions for your vehicle. A matching model name or model year alone does not establish inclusion, and no result does not mean the car is defect-free. If a campaign applies, contact the responsible party named in it, ask about driving instructions and an appointment, and retain confirmation of the completed repair.

What are car recalls in Saudi Arabia?

A recall is an action to address an announced defect, not a general description of every problem a car develops. The Ministry of Commerce explains that its enquiry service checks whether products or vehicles are included in campaigns announced in cooperation with manufacturers and local agents. Start with the official source rather than a shared image or a message of unknown origin.

Refer to the Ministry of Commerce defective products enquiry service (in Arabic) for the service sequence: access the platform, enter the VIN or search for the product, then follow the campaign details and required actions. Do not assume a recall means replacing the car; the relevant action is the one specified for the campaign once its applicability to your vehicle is confirmed.

 

What should you prepare before a VIN recall check?

Have the vehicle identification number, or VIN, ready. Read it from a reliable document for the car or from the location identified in the owner’s manual. Do not substitute the registration plate number or another identifier simply because its name sounds similar. For help identifying it, see the guide to your vehicle identification number, then match the details to the actual car.

  • Copy the complete number exactly and check the letters and digits before searching, especially when copying from an image or message.
  • Keep the basic vehicle details and any recall notice you received so you can explain your enquiry clearly when making contact.
  • If the number on a document differs from the one on the car, have a qualified party clarify the discrepancy before relying on the search result.

Do not send full images of your documents to untrusted accounts to make an enquiry. Start through the official channel and provide what the responsible party requests through its authorised contact method, without posting your details in public comments.

 

How do you search the recall platform?

  1. Open the official defective products recall platform and find the vehicle or product checking field rather than only browsing the latest announcements.
  2. Enter the VIN you checked and run the search. If the field rejects the entry, review the number and field instructions rather than guessing a replacement character.
  3. Read the full result and open the details of any associated campaign. Note its reference if shown, the defect description and the required action.
  4. Review the instructions, then contact the specified party to confirm VIN inclusion and arrange the next step, rather than choosing a contact from an unofficial advertisement.

Searching by product or brand name helps you find announcements, but it does not replace matching the individual car. Keep the date of your enquiry and a copy of the details for reference. Do not treat an old screenshot as a permanent answer about recalls, particularly when a new notice arrives.

 

How should you interpret the search result?

Distinguish finding an announcement from confirming that your vehicle is included, and distinguish inclusion from actual completion of the required action. This table helps you choose the next step; it does not represent fixed status labels used by the platform:

What did you find? What should you do?
An announcement naming your car model Match the VIN and check the campaign scope before assuming it applies to your car.
A result indicating that the vehicle is included Read the campaign instructions and contact the party responsible for carrying out the action.
No result, or a search that could not be completed Check the entry; if you have a notice or a specific concern, seek confirmation from the relevant party.
The seller says the repair was completed Request the completion document and match it to the VIN and the relevant campaign.

The absence of a recall result does not guarantee safety or replace an inspection when there are unusual symptoms. Likewise, do not attribute a noise or vibration to a campaign simply because its description seems similar. Diagnosing a fault requires a professional, while the enquiry answers a different question: whether the car is included in the campaign.

 

What should you do if your car is included?

Read the full defect description, risk and instructions before planning a trip to a service centre. There is no single driving recommendation for every campaign. If the announcement specifies instructions about use or stopping, follow them. If anything remains unclear, ask the responsible party how to handle and transport the car before moving it.

  • Provide the VIN and campaign reference, and ask for confirmation that the discussion concerns this specific car and action.
  • Ask where the work takes place, how to book and what to bring, and confirm the instructions to follow until the appointment.
  • Keep the contact and appointment details, and ask how to obtain written confirmation when the work is finished.

Do not deliberately try to reproduce the defect, dismantle a suspected component or cancel a warning to continue driving. If the action requires a part or technical work, do not assume that buying a replacement yourself closes the campaign. To understand parts choices outside this process, read the guide to genuine, aftermarket and used car parts; follow up recall work with the party responsible for it.

 

How do you follow up and keep proof of repair?

When collecting the car, request a document showing the work performed and its date, linked to the VIN and campaign. Check that the details concern your car, and ask whether the action is complete or another step remains. An appointment confirmation or service-centre visit alone does not necessarily show that the recall work is finished.

Keep the document with the vehicle records, a copy of the announcement and important correspondence. If a later search seems inconsistent with the completion document, show both to the responsible party and request clarification instead of assuming one overrides the other. If symptoms remain or a concern appears after the work, report it and request a technical assessment. Proof of campaign repair is not a certificate that the car has no other faults.

 

What should you check before buying a used car?

Add a check for open recalls, meaning those whose required action is not yet complete, to your pre-purchase checklist. Request the VIN, match it to the car and search for yourself rather than relying on a verbal assurance or an image for a similar vehicle. If the seller mentions a completed earlier campaign, request its document and review the VIN and work details.

If a campaign applies and completion is unclear, ask the responsible party what remains before deciding to buy or use the vehicle. Do not make a recall result a substitute for a technical inspection or a review of the car’s condition; combine it with these used car inspection tips before purchase. The aim is to establish what has been verified and what needs follow-up, not to obtain a comprehensive guarantee from one search result.

 

Frequently asked questions about car recalls

  1. Is the car name enough to establish inclusion? Do not rely on it alone. Identify the vehicle using its VIN, then confirm campaign applicability with the responsible party if the result remains unclear.
  2. Does no result mean the car is completely safe? No. The enquiry is not a comprehensive technical inspection and does not justify ignoring symptoms or warnings that need professional assessment.
  3. Should I wait for a fault before making contact? Once inclusion is confirmed, follow the campaign instructions and contact the responsible party about the action without waiting for a noticeable symptom or trying to produce one.
  4. Can I book any workshop to close the recall? Start with the party identified in the announcement and ask it to direct you to the place of service and explain completion confirmation, rather than assuming any independent repair is enough.
  5. What should I keep after the action is completed? Retain confirmation linked to the VIN and campaign, the work date and important correspondence to make follow-up or explaining the car’s history when selling it easier.

 

Start with the correct VIN, read the full announcement and follow up with the responsible party until completion and documentation are clear. Make the enquiry part of caring for a car and checking it before purchase, not a replacement for a technical inspection or its specific safety instructions.

Comprehensive vs Third-Party Car Insurance: How to Choose

Comprehensive vs Third-Party Car Insurance: How to Choose

Table Of Contents:

  • What is the difference between comprehensive and third-party insurance in brief?
  • What does third-party (compulsory) insurance cover?
  • What does third-party insurance not cover?
  • What does comprehensive motor insurance cover?
  • What does comprehensive insurance not cover?
  • What is the deductible in comprehensive insurance?
  • How do you choose car insurance that suits your car and your use?
  • What should you check in the policy schedule before you pay?
  • Frequently asked questions about comprehensive and third-party car insurance

The difference between the two types of car insurance in Saudi Arabia is that third-party insurance, which is the compulsory insurance, compensates the third party for the physical and material damage your vehicle causes and does not cover your own car, while comprehensive insurance compensates you for damage or loss to your car, including fire, theft, floods and hail, and also includes liability towards third parties. Here we explain what each type covers and excludes as stated in the official documents, what the deductible means, and how to choose the right policy.

What is the difference between comprehensive and third-party insurance in brief?

These are the main differences as stated in the Saudi Central Bank documents; the details follow in the next sections:

Item Third-party Comprehensive
Status Compulsory Not compulsory; includes third-party liability cover
Physical and material damage to third parties Covered within the policy limits Covered as per the unified policy
Damage to your car in an accident you cause Excluded Covered after deducting the deductible
Fire, theft, floods and hail Not covered for your car Included
Towing your damaged car and storing it Not provided for Included up to the amount stated in the schedule
Death or injury of the driver Excluded An optional cover offered before the policy is issued

 

What does third-party (compulsory) insurance cover?

The Unified Compulsory Motor Insurance Policy sets the minimum limit of civil liability cover towards third parties. If an accident occurs within the borders of the Kingdom and causes damage that is not excluded, the insurer compensates the third party for what the insured, the driver or the person responsible for the accident is liable to pay for:

  • Physical damage to the third party inside or outside the vehicle: death or physical injuries, including total or partial disability, whether permanent or temporary.
  • Material damage to property belonging to the third party.
  • Expenses borne by the third party due to damage not excluded in the policy.

A third party is anyone who suffers damage that is not excluded, other than the insured or the driver responsible for the accident; so this insurance protects others from your mistakes and does not repair your car. Subject to the exceptions, the insurer may not refuse to compensate the injured party because of a violation committed by the driver, but it keeps the right to recover from them in cases set out in the policy, such as driving against traffic, running a red light, and driving without a licence suitable for the type of vehicle.

 

What does third-party insurance not cover?

Cases the unified policy excludes from compensation include:

  • Loss of or damage to the insured vehicle, property of the insured or the driver, and goods carried in it.
  • Death or physical injury of the insured or the driver.
  • Using the vehicle in races or to test its speed or power, and car drifting.
  • A deliberate accident, or giving inaccurate information or concealing material facts in the insurance proposal form.
  • Fines and financial penalties, and the driver fleeing the accident scene without an acceptable reason.
  • Driving under the influence of drugs or alcohol, and natural disasters such as hurricanes, earthquakes and floods.

 

What does comprehensive motor insurance cover?

According to the Comprehensive Motor Insurance Rules, the company compensates the insured for any risk causing damage or loss to the vehicle, including fire, theft, lightning and natural disasters such as floods and hail, in addition to third-party civil liability as per the unified policy. Compensation works as follows:

  • Partial loss: the company bears the cost of repair at the repairing party stated in the schedule (the agency or an approved repair shop), and the cost is determined by the competent entity in charge of motor accident damage appraisal.
  • Technical total loss (a car that cannot be repaired to a state legally fit for driving) or economic total loss (repair is costly according to the percentage agreed in the schedule): compensation is the sum insured without deducting the company's expenses.
  • The company does not deduct any amount from the compensation for the use or wear of the vehicle before the accident.
  • Towing the damaged vehicle and storing it after a covered accident, up to the amount stated in the schedule.
  • If another party caused the damage, your insurer compensates you first and then claims against that party or its insurer.

Before issuing the policy, the company must offer you optional covers: renting a replacement vehicle, roadside assistance, death, injuries and medical expenses of the driver or named driver, and accidents outside the Kingdom; any you decline become excluded.

 

What does comprehensive insurance not cover?

The main exclusions in the rules include:

  • Driving without a licence suitable for the type of vehicle, or with a licence that was withdrawn or has expired unless it is renewed within the set period.
  • Compensation that is less than or equal to the deductible stated in the schedule.
  • An accident while the vehicle is driven by someone other than the driver or the named driver.
  • Manufacturing defects, and damage resulting from use or from mechanical or electrical malfunctions.
  • Damage to or theft of tyres, rims, wheel covers or exterior mirrors, unless it happened at the time of a covered accident.
  • Theft caused by leaving the vehicle running, leaving the keys in it, or not closing the windows and locking the doors.
  • Accessories not fitted by the manufacturer, unless their type and value are explicitly stated in the policy.
  • Car drifting, running a red light or driving against traffic, if the competent body's report proves it caused the accident.
  • Driving in desert areas and on unpaved roads unless inside the city.

The company and the insured may agree to waive any exclusion unless that conflicts with the law, so ask about the ones that matter to you before signing.

 

What is the deductible in comprehensive insurance?

The rules define the deductible as the amount borne by the insured for any claim as stated in the policy schedule, and they control how it is applied:

  • It is set by the insured in agreement with the company.
  • It applies only to damage to the vehicle, not to third-party civil liability claims.
  • It is calculated in proportion to the driver's share of liability if they are partly liable, and it is not charged if they are not liable according to the report of the competent body attending the accident.
  • It applies once per accident, even if several claims result from it.
  • It stays fixed throughout the policy period, whatever the type of accident or the value of the compensation.

In practice, it is what you will pay out of your own pocket in every accident you are liable for, so compare offers by it as well, not by the policy cost alone.

 

How do you choose car insurance that suits your car and your use?

The decision depends on whether you could bear the cost of repairing or losing your car yourself, so review these factors:

  • The car's age and value: losing a new or high-value car is harder, and comprehensive cover compensates at the sum insured in a total loss; so make insurance part of your budget as in the new car buying guide.
  • A used car: insurance does not cover manufacturing defects or malfunctions, so inspect it before buying and read our vehicle inspection tips before buying a used car, and make sure the sum insured reflects its fair value.
  • Financing: if the car is financed, ask the finance provider which type of insurance the contract requires before signing; to compare the two ways of paying, read buying a car with financing or cash.
  • Who drives the car: comprehensive cover applies to the insured and relatives such as parents, spouse, children and siblings, the domestic worker or someone working for the insured under an employment contract, and the named driver in the schedule; so add any other driver.
  • How you use it: if you go on desert trips, ask about the exclusion of desert roads, and remember that accidents outside the Kingdom are an optional cover.

 

What should you check in the policy schedule before you pay?

The policy schedule is an integral part of the policy, so check:

  1. Insured and vehicle details, and match the chassis number and plate with the vehicle registration card.
  2. The type of cover, not the marketing name; the rules forbid describing third-party products with additional benefits as comprehensive insurance.
  3. The coverage period, with its start and end dates and times.
  4. The sum insured, the deductible, and the percentage at which the vehicle is considered an economic total loss.
  5. The repairing party (agency or approved repair shop) and the towing and storage cover limit.
  6. Named drivers, and the use restrictions and purpose of use.
  7. The optional covers you accepted or declined.
  8. Additional vehicle details, such as modifications and where it is parked at night, and make sure they are correct; and notify the company of any change in material facts within the set period.

These provisions may be updated, so confirm the latest version on the official website of the Insurance Authority, and the terms of your policy with a licensed insurance company.

 

Frequently asked questions about comprehensive and third-party car insurance

  1. If someone else hits me and I only have third-party insurance, who repairs my car? You are the third party under the at-fault driver's policy, so their insurer compensates you for the material damage as per the unified policy. If you are at fault, your policy does not cover your car.
  2. Do I need two policies with comprehensive insurance? The rules state that comprehensive insurance also covers civil liability towards third parties as per the unified policy, so it combines both protections in one policy.
  3. Is a third-party policy with additional benefits considered comprehensive? No. The rules forbid naming or describing such products in any way as comprehensive insurance, so read the written covers, not the product name.
  4. Does third-party insurance cover flood or fire damage to my car? No, it does not cover your car at all, and natural disasters are among its exceptions. Najm requires comprehensive insurance on the vehicle to report an accident caused by natural disasters or fire.
  5. Can the policy be cancelled when I sell the car? Yes. Transfer of the vehicle's ownership is one of the cancellation cases under both policies, along with cancellation of its registration and the existence of an alternative policy, and the insured is refunded the amount due for the remaining period according to the calculation method set in the policy.

 

In short: third-party insurance is the compulsory minimum that protects others from damage caused by your vehicle, and comprehensive insurance adds protection for your own car in return for a deductible you agree on. Choose according to your car's value, its financing and how you use it, and read the policy schedule before you pay. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.