With the growing demand for SUVs, 2024 introduces a range of new models that cater to drivers seeking power, safety, and advanced technology. These vehicles combine modern design with practical capabilities, making them the perfect choice for families and adventure enthusiasts alike.
In this article, we’ll explore the top 10 SUVs for 2024, focusing on the options available at Saleh Cars Group to help you choose the perfect vehicle that suits your needs.
The 2024 Kia Telluride has solidified its place as a favorite for fans of family-friendly SUVs. Its bold design with strong lines gives it a commanding road presence. Under the hood, it features a 3.8-liter V6 engine producing 291 horsepower, delivering smooth performance on highways and rugged terrains. The spacious interior is complemented by modern technology such as a large touchscreen and smart navigation system, making it a vehicle that balances comfort and practicality.
If you’re looking for an SUV that offers luxurious comfort and advanced technology, the 2024 Hyundai Palisade is a choice worth considering. Equipped with a 3.8-liter V6 engine, it delivers powerful performance with excellent fuel efficiency. Its interior is designed to meet the needs of large families with three rows of seating, along with features like intelligent climate control and an integrated infotainment system.
The 2024 Mazda CX-5 offers the perfect blend of sporty performance and sleek design. Thanks to its 2.5-liter Skyactiv-G engine, the car delivers sufficient power for daily driving with outstanding fuel efficiency. The interior design stands out for its high-quality materials and attention to detail, alongside advanced safety features such as blind-spot monitoring and forward collision warning.
For those seeking luxury in an SUV, the 2024 Genesis GV70 provides an exceptional driving experience with a sophisticated interior featuring premium materials. It comes with a 2.5-liter twin-turbo engine producing 300 horsepower, offering sporty performance with smooth handling. Advanced driving technology, such as semi-autonomous driving systems, makes the GV70 a standout choice for luxury enthusiasts.
The 2024 Honda CR-V continues to cement its reputation as one of the most reliable SUVs, thanks to its practicality and efficiency. It delivers strong performance with its 1.5-liter turbocharged engine and excellent fuel economy. The vehicle includes advanced safety technologies like lane-keeping assist and forward collision warning, making it an ideal car for daily commuting.
The 2024 Toyota RAV4 is an excellent choice for those seeking a versatile SUV. It features a 2.5-liter engine with an optional all-wheel-drive system, providing solid performance on both paved roads and off-road trails. The bold exterior design reflects strength and adventure, while the interior offers features like wireless charging and advanced safety systems.
For those looking for a family SUV that combines comfort and powerful performance, the 2024 Ford Explorer is an ideal choice. It comes with a 3.0-liter EcoBoost V6 engine producing 400 horsepower in the sporty ST trim, delivering dynamic performance. Thanks to its spacious interior and intelligent all-wheel-drive system, it provides an outstanding driving experience in all conditions.
The 2024 Nissan Pathfinder returns with a more modern design and significant improvements in performance and technology. It features a 3.5-liter V6 engine producing 284 horsepower, providing excellent capability for long-distance travel and adventures. The interior is spacious, offering modern technologies like a smart navigation system and support for Apple CarPlay and Android Auto.
If you need a large SUV that accommodates the entire family, the 2024 Chevrolet Traverse is the perfect choice. It features a 3.6-liter V6 engine producing 310 horsepower, with seating for up to eight passengers. The vehicle offers a wide range of safety features, such as forward collision alert and lane-keeping assist, making it a safe and comfortable option.
The 2024 BAIC X7 Honor offers a unique experience with its modern design and advanced technological features. It comes with a 1.5-liter turbocharged engine producing 180 horsepower, paired with a smooth automatic transmission. The interior is equipped with digital displays and safety systems such as blind-spot monitoring and intelligent driving assistance, making it a strong competitor in its class.
When looking for the perfect SUV for 2024, Saleh Cars offers a wide range of premium options. With excellent after-sales services, flexible financing options, and dedicated customer support, Saleh Cars ensures a smooth and secure car-buying experience.
For more details on these vehicles and the available offers, visit the official website of Saleh Cars Group:
salehcars.com
Whether you’re looking for a luxury SUV, a family car, or a sporty vehicle, 2024 brings an impressive selection of SUVs that cater to various needs and preferences. By comparing specifications and technologies, you’ll find the perfect car that offers an exceptional driving experience.
Choose your next car with Saleh Cars and enjoy an unmatched car-buying journey! 🚗✨

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Vehicle driving authorization on Absher is an electronic service that lets a vehicle owner add an authorized person to drive the vehicle inside or outside the Kingdom, depending on the type of authorization selected. The owner starts from Vehicles, then Manage Vehicles, selects the vehicle, chooses Authorize Vehicles and then Issue Authorization. Before that, the vehicle registration must be valid with active insurance, and both parties must have Absher accounts. This guide covers the conditions, steps, period limits, the difference from ownership transfer and what the owner should check first.
The official Issue an Authorization service page on the National Portal says the service allows you electronically to add an authorized person to drive a vehicle inside or outside the Kingdom, depending on the selected type of authorization. The service belongs to the Ministry of Interior, targets individuals, both citizens and residents, and lists its channels as the website portal and the iOS and Android apps.
The authorization is therefore permission to drive, not a sale or a transfer of ownership. The vehicle owner issues the authorization, and the authorized person is added to drive within the selected type and period. Read the service name in your account carefully and do not confuse it with other vehicle services in the same menu.
The Prerequisites tab of the official service page lists the following conditions, as shown at the time of writing:
The Required Documents tab lists the following:
The text we reviewed adds no other conditions, so follow what the service requests for your case rather than lists circulating in forums or messages.
The following steps come from the official service page. Menus may look different in the portal and the app, so look for the same names:
The page describes the service duration as immediate, but do not rely on pressing the issue button alone; review what the service displays after submission to confirm the transaction is complete. If a message prevents issuing the authorization, return to the conditions above and start with the item the message refers to, such as insurance validity or the validity of one of the licenses, instead of retrying without changing anything.
The page states that the authorization applies inside or outside the Kingdom depending on the type of authorization you select in the final step. Decide the purpose before you start: will the authorized person drive only inside the Kingdom, or do they need to drive the vehicle abroad?
For an external authorization, the Required Documents tab requires the authorized person to hold an exit and re-entry visa. The page links the visa duration to the authorization period, but the Prerequisites wording (the authorization period must not exceed the visa duration) runs in the opposite direction to the Required Documents wording (the visa must not exceed the authorization period), so follow what the service accepts for your case. A holder of a final exit visa cannot be added as an authorized person.
The service page does not address the requirements of other countries or border crossings when travelling by car, so ask the competent authorities about this before relying on the authorization alone.
The service page does not set a fixed authorization period; it sets upper limits instead. The period must not exceed the validity of the vehicle registration, the validity of the authorized person’s driving license, or the duration of their exit and re-entry visa if they hold one. In practice, whichever of these dates expires first limits the period you can choose.
As for cancellation, the pages we reviewed do not explain the steps. Start from the Authorize Vehicles screen in the owner’s account and review the options shown to you. If nothing fits your case, ask the official Ministry of Interior support channels, and do not rely on an unofficial explanation that mentions a specific button or period.
If the vehicle registration is about to expire, review the vehicle registration renewal steps on Absher before choosing the authorization period, because the period may not exceed the registration validity.
Some people confuse allowing someone to drive the car with selling it to them. As the service describes it, authorization adds an authorized driver and is issued by the vehicle owner, while ownership transfer is a separate procedure that changes the owner. The table summarises the difference:
| Item | Driving Authorization | Ownership Transfer |
| Purpose | Add an authorized person to drive the vehicle | Transfer vehicle ownership to another owner |
| Who starts it | The vehicle owner, according to the service page | According to the sale service conditions |
| Does the owner change? | The service describes no change of ownership | Yes, that is the purpose of the procedure |
| Period limits | Not beyond the registration and the authorized person’s driving license validity | Follows the transfer service conditions |
If your aim is to sell or buy the car, authorization is not a substitute for a sale; review the Absher ownership transfer steps and sale conditions to complete the correct procedure.
The official conditions determine whether the authorization can be issued, but they do not answer every practical question. Before issuing it, review the following points:
If an accident happens while the authorized person is driving, learn the steps to take after a car accident and Najm reporting. The service page does not address how responsibility for accidents or violations is shared between the owner and the authorized person, so do not build assumptions on it; ask the competent authority or your insurer about your case.
Yes. The Required Documents tab states that the authorizer must be the vehicle owner. The authorization is therefore not issued from the account of someone who does not own the vehicle, even if they usually drive it.
Yes. The page requires both the authorizer and the authorized person to have Absher accounts. Confirm this before starting so the process does not stop when you enter the details.
No. The prerequisites state that authorization cannot be granted to someone holding a final exit visa. For a holder of an exit and re-entry visa, the authorization period is tied to the visa duration.
The published condition is a valid vehicle registration with active insurance. If either has expired, resolve it first and then return to the authorization service.
The service page mentions insurance only as a condition for issuing the authorization. Review your policy and its terms with your insurer before allowing another person to drive.
Vehicle driving authorization on Absher starts from the owner’s account and requires a valid registration, active insurance and Absher accounts for both parties, with its period limited by the validity of the licenses and visa. Choose the right authorization type, review your insurance policy and do not use authorization as a substitute for ownership transfer.

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Accident damage assessment is a step you may need after a Najm or traffic police report. According to the Saudi Authority for Accredited Valuers (TAQEEM), it means determining the cost of repairing the vehicle, including parts, or estimating its market value before or after the damage. These assessments are managed electronically through the Taqdeer system, which operates under the Authority’s supervision and lets you book an appointment and check the status of your assessment. This guide covers the stage after the report: when to seek an assessment, what to prepare, how to read the report and review it with your workshop and insurer, and what to do if you disagree with the result.
On its official English website, TAQEEM describes vehicle damage assessment valuation as “the act or process of determining the value of repairing the vehicle including the spare parts, or estimating the market value of the vehicle before and after the accident”; the Arabic version also mentions labour explicitly. The outcome may therefore be a repair cost, or a market value before or after the damage, depending on the case.
TAQEEM describes Taqdeer as “an online integrated system for managing, operating, and organizing vehicle damage assessment processes” and lists “Book an appointment at Taqdeer centers” among its services. The Taqdeer system website (in Arabic) states that it operates under the supervision of the Saudi Authority for Accredited Valuers. An assessment is a technical valuation of the damage; it is neither the accident report nor your insurer’s decision.
The sequence starts with attending to and documenting the accident. If you have not completed that stage, begin with the guide to Najm reporting steps and when to call the traffic police, then return to this guide.
The official pages we relied on do not state that an assessment is required for every accident, nor do they describe the content of report messages. Follow what the accident report and your insurer require in your case, and ask before any repair starts, because repairing damage before it is assessed may cost you the chance to document it as it was. Useful questions for your insurer:
The Taqdeer website presents the service in three consecutive stages, which can be summarised as follows:
If your plans change before the appointment, the manage bookings service allows you, according to the site, to modify or cancel the booking, and the assessment centers page helps you find the nearest centers in your city. We do not mention numbers of centers, timings or fees here; follow what the service shows for your case when you book.
The pages we reviewed do not publish a document list, so the list below is practical rather than an official requirement; what the booking screen and center ask for takes precedence:
Do not repair the damage being assessed before the appointment unless the relevant authority tells you to, and do not drive an unsafe car; arrange transport if you notice a leak, a red warning light or a steering fault.
The report format may vary from case to case, but the Authority’s definition shows what it centres on: labour, spare parts, or market value before or after the damage. Use the table to review it item by item:
| Item | What to Check | What to Ask |
| Vehicle and accident details | The car and the accident reference match | Do these details relate to my car and this accident? |
| Spare parts | The listed parts compared with the documented damage | What type of part does the assessment assume? |
| Labour | Listed work such as bodywork and paint | Does the work cover all the damage I documented? |
| Market value | Whether a value before or after the damage is stated | On what basis was this value reached? |
To understand how the type of part affects a repair, see genuine vs aftermarket vs used car parts. Do not assume the report specifies the type of part unless it says so explicitly; ask about it.
The assessment sets a value, while the compensation and repair path is governed by your policy and your insurer. Check your policy type and what it covers in the guide to comprehensive versus third-party car insurance, and do not assume that the assessed amount is what you will receive in every case.
If the car needs sensor or camera calibration after the repair, ask whether it is included in the assessment or in the workshop’s quote.
We did not find a published objection mechanism for assessment results on the official pages we reviewed, so we do not describe a specific procedure. The right step is to ask the source about the official procedure:
Do not accept a settlement you disagree with before you understand its consequences, and ask for written replies where possible.
The report and invoice help you later when you sell the car or when a buyer asks about the accident. The guide to reading a Mojaz report and its limits explains how accident records in a vehicle history should be understood and what cannot be concluded from them.
If you are a buyer looking at a car with signs of repair, ask for the assessment report and invoice if they exist, and use the guide on how to tell whether a car has been repaired alongside an independent technical inspection.
No. The report documents the accident, while the assessment estimates the repair cost or the market value of the vehicle before or after the damage.
Do not rely on a general rule; follow what the accident report and your insurer require in your case, and ask them before repairing the car.
The Taqdeer website offers an assessment status inquiry service and lists receiving the report electronically as one of the service stages.
The website offers a manage bookings service for changes and cancellations; follow what the service shows for your booking.
Not necessarily. Compensation depends on your policy and your insurer’s procedures, so ask your insurer how it is calculated in your case.
After the report, ask your insurer what your case needs, book the assessment through the official system and read the report item by item before any repair. If you disagree, ask Taqdeer and your insurer about the official procedure, and keep your documents for the future.

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Car brand logos are the badges and names each manufacturer places on the front grille, the boot lid and the centre of the steering wheel, and the easiest way to learn them is to group them by country of origin: Japanese badges such as Toyota's three ovals, Korean ones such as Hyundai's slanted H, and Chinese brands, many of which spell out their full name in Latin letters, alongside German, European and American badges. In this guide you will find each brand's name as it is written and said, a short description of its badge, its meaning where it is documented, and a table for quick comparison.
A car badge (the logo or emblem) is the trademark that identifies the manufacturer, and it usually appears in several places:
Badges fall into two types: a standalone symbol such as a star, rings or a lion, or a name spelled out in letters, as with many American and new Chinese brands, and knowing this difference helps you recognise a car from a distance.
Japanese badges are very familiar on the Kingdom's roads, and most are simple symbols that are easy to remember:
Chinese cars have become familiar in the Saudi market, and their best-known badges include:
Many Chinese brands have appeared in recent years, some cannot be recognised from the badge alone, and here are practical ways to tell them apart:
European badges often rely on old symbols with well-known stories:
American badges tend towards written names and simple shapes:
A quick summary of each brand's badge:
| Brand | Country of origin | Badge description |
| Toyota | Japan | Three ovals |
| Nissan | Japan | Name inside a thin circle |
| Honda | Japan | Upright letter H |
| Mitsubishi | Japan | Three red diamonds |
| Hyundai | Korea | Slanted H in an oval |
| Kia | Korea | The word KIA in a sharp script |
| Changan | China | V shape inside a circle |
| Chery | China | A-like symbol in an oval |
| Jetour | China | Name in Latin letters |
| Haval | China | HAVAL in large letters |
| MG | Britain (Chinese owner) | MG inside an octagon |
| BYD | China | The letters BYD |
| Mercedes-Benz | Germany | Three-pointed star in a circle |
| BMW | Germany | Circle with blue and white quarters |
| Audi | Germany | Four interlinked rings |
| Volkswagen | Germany | VW letters in a circle |
| Peugeot | France | Lion |
| Ford | USA | Blue oval |
| Chevrolet | USA | Gold bowtie |
| GMC | USA | Red GMC letters |
Car brand logos become easier to remember when you link each badge to its country and parent company, read the name written on the boot when in doubt, and check the registration card and the VIN before any purchase decision. You can browse the cars available at Saleh Cars Group to get to know the different brands and models.

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Vehicle ownership transfer in Saudi Arabia is done electronically through the vehicle sale service on the Absher platform, without visiting traffic offices: the seller enters the buyer's ID number and date of birth, the agreed sale price and the seller's bank account; the buyer then receives a notification of the request within one hour and accepts or declines it, transfers the price through Absher's secure payment system, insures the vehicle and pays the fees, and once the car is received, checked and the delivery is confirmed on Absher, ownership is officially transferred. Both parties must be registered on Absher, the vehicle registration (istimara), periodic inspection and insurance must be valid, and there must be no violations on the buyer or the vehicle.
The Ministry of Interior offers the vehicle sale service through the Absher platform, and the National Platform describes it as a service that enables individuals to sell their private vehicles and transfer ownership electronically after its dues are cleared, after reaching an agreement with the buyer and completing all required procedures, including vehicle inspection to ensure compliance with conditions, registering the vehicle under the buyer's identity, and issuing the vehicle registration license.
Procedures and conditions may be updated from time to time, so confirm the latest steps on the Absher platform or the National Platform before you start.
Before the seller starts the request, both parties should review the conditions listed on the service page on Absher, as failing to meet any of them may stop the sale:
The page also mentions limits on the number of vehicles of certain types that a resident may own, so review them on Absher if the buyer is a resident. If the periodic inspection is close to expiring, prepare the car early using the checklist on how to prepare your car for the periodic inspection.
After agreeing with the buyer on the price and other terms, the seller starts the request with these steps, as set out by the National Platform:
Ownership does not pass to the buyer until they complete their steps on the platform, which according to the National Platform are:
The table below summarises the role of each party at every stage of the sale:
| Stage | Seller | Buyer |
| Before starting | Agree on the price and terms, and check the istimara, periodic inspection and insurance are valid | Register on Absher and make sure there are no violations on them |
| Creating the request | Enter the buyer's ID, date of birth, price and bank account, then confirm | Wait for the Absher notification |
| Responding | Wait for acceptance or refusal | Review the details and accept or decline the request within one hour |
| Payment | Receive the price in the bank account entered in the request | Transfer the price through Absher's secure payment system |
| Insurance and fees | The platform lists no step for the seller at this stage | Insure the vehicle and pay the government fees and Absher fees |
| Delivery | Hand the vehicle over to the buyer after they accept the sale | Receive and check the vehicle, then confirm delivery on Absher |
If you are handing your car over to a family member, Absher has a separate service called vehicle ownership transfer between family members, which allows vehicle ownership to be waived between family members electronically once the current owner and the new owner agree. The National Platform lists its steps as follows:
The platform organises the procedure, but it does not replace inspecting the car yourself; the service page on Absher states that the sale takes place after the vehicle has been viewed and inspected and the seller and buyer have agreed. Here are practical tips before accepting the request:
Transferring car ownership through Absher is a clear process if you prepare for it: check the conditions, agree on the price, inspect the car before accepting, pay through the platform's secure payment system, and do not confirm delivery before checking the car. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.

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CVT vs automatic: neither is the best choice for everyone. What matters is how the car responds in your daily use, the transmission’s condition and its service history, not its name alone. You may prefer the continuous acceleration of the former or the distinct shifts of the latter. Before buying, identify the actual transmission, drive the car in suitable conditions and separate normal behaviour from a symptom requiring professional inspection. This is a buying comparison, not a blanket reliability verdict.
Here, CVT means a conventional design that continuously varies its transmission ratio using variable pulleys and a metal belt or chain, depending on its construction. Conventional automatic means a transmission with fixed gear ratios that shifts between them and uses a torque converter to transfer power between the engine and transmission. The comparison does not cover every technology described as automatic or erase differences within either family.
A torque converter alone does not identify the type: some CVTs also use one. Likewise, do not assume that an e-CVT in a hybrid is the same pulley-and-belt transmission. The term can describe a hybrid system that varies the relationship between engine speed and vehicle movement differently. Architectures vary between systems, so consult the description of the particular vehicle rather than relying on the letters.
For an introduction to other designs, read the guide to transmission types and how they work; here, the focus is what to observe and verify when choosing.
With a CVT, engine sound may rise and engine speed may stay relatively steady while the car continues gaining road speed. This can be part of ratio control, not sufficient evidence of transmission slip. Software may also simulate stepped shifts, so the tachometer alone cannot identify transmission type or establish its health. What matters is a predictable response appropriate to the driving situation.
In a stepped automatic, engine speed may fall on an upshift or rise when you request more acceleration. How noticeable each shift feels depends on calibration, the engine and cabin isolation. Not every perceptible shift is a fault, but repeated harsh jolts should not be accepted merely because the transmission is conventional. Compare with a healthy car of the same specification if possible and seek professional advice when unsure.
| Comparison point | Conventional CVT | Stepped automatic |
| Acceleration | Continuous ratio changes, sometimes with simulated shifts | Shifts between fixed ratios with varying smoothness |
| Sound and feel | May hold higher engine speed during acceleration | Engine sound may change noticeably during shifts |
| Suitability check | Observe pull-away smoothness and whether the acceleration sound suits you | Observe shift timing and response to acceleration requests |
| Maintenance | Fluid specification and schedule depend on the particular transmission | Fluid specification and schedule depend on the particular transmission |
| Buying decision | Vehicle condition and use matter more than the label | Vehicle condition and use matter more than the label |
Describe your daily driving rather than ranking technologies from best to worst. In traffic, assess low-speed control and the transition between stopping and moving. On an open road, notice refinement at a steady speed and the response to moderate, legal acceleration. The engine, weight, accelerator calibration and insulation can influence your impression as much as transmission type, so do not attribute every difference to it.
If you regularly drive on hills or carry passengers and luggage, check load limits and driving instructions in the owner’s manual. Do not infer towing capability from the transmission name or test loads or gradients outside permitted limits. For fuel consumption, compare data for the exact trim and engine under comparable measurement conditions; a CVT does not guarantee lower fuel use on every trip.
Ask for invoices showing service dates, mileage and the fluid specification used, not merely a statement that the fluid was changed. Do not assume automatic transmission fluid suits a CVT or that all CVT fluids are interchangeable. The reference is the approved specification for that transmission and its correct service procedure. Transmission type alone cannot establish one fluid-change schedule for every car.
Discuss how your operating conditions affect the service schedule with a qualified provider, along with any documented repairs or leaks. Do not request an indiscriminate fluid change or flush as a cure for every vibration, and do not open hot components to inspect fluid yourself. Read about transmission fluid changes and care for general background, then give your vehicle’s manual priority over conflicting general advice.
Treat the drive as a way to gather observations, not a certificate that the car is fault-free. Agree on a safe, permitted route and have a passenger take notes without distracting you. Do not deliberately overheat the transmission or use aggressive launches to expose faults.
To compare comfort, visibility and the rest of the car as well, use the pre-purchase test drive checklist alongside these transmission-specific checks.
Repeated vibration, a noticeable response delay, a temperature warning or a sudden performance change deserves assessment, but none proves transmission failure by itself. The engine, its mounts or other systems may contribute. Describe when the symptom appeared rather than requesting transmission replacement based on a video or personal impression.
If a temperature warning or loss of drive affects safety, end the test in a safe place, follow the owner’s manual and seek appropriate help. Do not clear warnings or keep accelerating to test them. Read about transmission symptoms that warrant inspection to recognise possible observations, not to diagnose your car or assume one definite cause.
Not necessarily; acceleration can continue at nearly constant engine speed. A changed response with reduced drive or a warning needs professional assessment, not a verdict from the tachometer alone.
It is not sound to generalise lifespan or reliability across all designs. Condition, history, maintenance and use are essential when assessing an individual car.
Do not assume compatibility from a fluid’s name or colour. Check the specification required for the exact transmission and have a professional follow its approved service procedure.
Not necessarily: similar names do not establish identical construction. Check the explanation of the hybrid’s system; systems described by this term do not necessarily share one design.
No; some symptoms may not appear during a short drive. Combine it with service records and an independent inspection, especially when documents are missing or observations remain unexplained.
Choose after defining your use, testing the response and verifying maintenance and inspection findings. Do not reject a CVT solely because it sounds different, or accept a conventional automatic with unexplained symptoms. A stronger decision combines driving suitability with documented condition and clear instructions for caring for the car.

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The difference between the two types of car insurance in Saudi Arabia is that third-party insurance, which is the compulsory insurance, compensates the third party for the physical and material damage your vehicle causes and does not cover your own car, while comprehensive insurance compensates you for damage or loss to your car, including fire, theft, floods and hail, and also includes liability towards third parties. Here we explain what each type covers and excludes as stated in the official documents, what the deductible means, and how to choose the right policy.
These are the main differences as stated in the Saudi Central Bank documents; the details follow in the next sections:
| Item | Third-party | Comprehensive |
| Status | Compulsory | Not compulsory; includes third-party liability cover |
| Physical and material damage to third parties | Covered within the policy limits | Covered as per the unified policy |
| Damage to your car in an accident you cause | Excluded | Covered after deducting the deductible |
| Fire, theft, floods and hail | Not covered for your car | Included |
| Towing your damaged car and storing it | Not provided for | Included up to the amount stated in the schedule |
| Death or injury of the driver | Excluded | An optional cover offered before the policy is issued |
The Unified Compulsory Motor Insurance Policy sets the minimum limit of civil liability cover towards third parties. If an accident occurs within the borders of the Kingdom and causes damage that is not excluded, the insurer compensates the third party for what the insured, the driver or the person responsible for the accident is liable to pay for:
A third party is anyone who suffers damage that is not excluded, other than the insured or the driver responsible for the accident; so this insurance protects others from your mistakes and does not repair your car. Subject to the exceptions, the insurer may not refuse to compensate the injured party because of a violation committed by the driver, but it keeps the right to recover from them in cases set out in the policy, such as driving against traffic, running a red light, and driving without a licence suitable for the type of vehicle.
Cases the unified policy excludes from compensation include:
According to the Comprehensive Motor Insurance Rules, the company compensates the insured for any risk causing damage or loss to the vehicle, including fire, theft, lightning and natural disasters such as floods and hail, in addition to third-party civil liability as per the unified policy. Compensation works as follows:
Before issuing the policy, the company must offer you optional covers: renting a replacement vehicle, roadside assistance, death, injuries and medical expenses of the driver or named driver, and accidents outside the Kingdom; any you decline become excluded.
The main exclusions in the rules include:
The company and the insured may agree to waive any exclusion unless that conflicts with the law, so ask about the ones that matter to you before signing.
The rules define the deductible as the amount borne by the insured for any claim as stated in the policy schedule, and they control how it is applied:
In practice, it is what you will pay out of your own pocket in every accident you are liable for, so compare offers by it as well, not by the policy cost alone.
The decision depends on whether you could bear the cost of repairing or losing your car yourself, so review these factors:
The policy schedule is an integral part of the policy, so check:
These provisions may be updated, so confirm the latest version on the official website of the Insurance Authority, and the terms of your policy with a licensed insurance company.
In short: third-party insurance is the compulsory minimum that protects others from damage caused by your vehicle, and comprehensive insurance adds protection for your own car in return for a deductible you agree on. Choose according to your car's value, its financing and how you use it, and read the policy schedule before you pay. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.