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Car spare parts fall into three main types: genuine parts (dealer parts) that carry the carmaker's brand or are made by its supplier to the same specification, aftermarket parts made by other companies with varying quality, and used parts from salvage yards (tashleeh) removed from other cars, while counterfeit parts that imitate the look and brand of genuine parts should be avoided completely. The practical rule: choose genuine or trusted high-quality aftermarket parts for safety items such as brakes, steering, suspension, airbags and tyres, accept good aftermarket parts for consumables like filters, wipers and bulbs, and always confirm the part number, keep the invoice and have the part fitted at a qualified workshop.

What are the types of car spare parts and how do they differ?

Parts may look alike, but they differ in their maker, specification and source; the table below summarises the types found in shops and workshops:

Type	What it means	What sets it apart	What to watch for
Genuine (dealer)	A part carrying the carmaker's brand, sold through the dealer or its distributors	Matches factory specifications and has a clear source	Usually costs more and may need to be ordered
Original supplier (OES)	A part made by the supplier that supplies the carmaker, sold in its own box and brand	May match the genuine part's specifications	Do not assume a match; ask and compare the part number
Aftermarket	A part made by other companies to fit several models	More choice and often lower cost	Quality varies widely by manufacturer
Used (salvage)	A part removed from another car, possibly genuine originally	A solution for rare or discontinued parts	Unknown age and history, and it may carry no warranty
Counterfeit	A part that imitates the look, box and brand of the genuine part	No real advantage; the tempting price is the bait	A safety risk and commercial fraud

The Technical Regulation for Auto Spare Parts issued by the Saudi Standards, Metrology and Quality Organization defines original parts as parts designed and manufactured to the vehicle manufacturer's specifications, made either by the vehicle manufacturer itself or by a manufacturer working to the same specification and quality control system, while commercial parts are replacement parts made to international standards, country-of-origin standards or the parts manufacturer's own standards, so that they meet the vehicle manufacturer's performance requirements.

Because market terms are not standardised, and some sellers use the word genuine or the abbreviation OEM for parts that do not come from the dealer, ask clearly: who made the part? What is its number? What warranty does it carry?

 

Which parts should be genuine or high quality?

Some parts are what stops the car, steers it or protects you in a crash, and they can fail suddenly. For these parts, do not make price the first criterion; choose genuine or an aftermarket part from a known manufacturer that meets the carmaker's specifications:

• Brakes: pads, discs and hoses; use brake fluid of the specification stated in the owner's manual, and you can review the types of brake fluid and the uses of each type.
• Steering: the steering rack, tie rods and their ends, since any play or breakage directly affects control of the car.
• Suspension: shock absorbers, control arms and ball joints, which affect the car's stability and grip; poor ones may wear quickly or break.
• Airbags and seat belts: do not buy them from an unknown source, and leave their inspection and replacement to a specialist technician.
• Tyres: buy them new from a trusted source in the size, load index and speed rating recommended for your car, and check their manufacture date.

The same applies to parts whose failure can cause major damage to the engine or gearbox, such as the timing belt, where fitted, and the water pump.

 

When are aftermarket parts a reasonable choice?

An aftermarket part is not necessarily poor, as quality varies from one manufacturer to another, and it is often a reasonable choice for consumables that are replaced periodically and are easy to check, such as:

• Oil, air and cabin filters: choose a filter that matches the size and specification, and learn the signs that your car needs a new air filter.
• Wipers and bulbs: check the wiper length and the bulb base type and wattage suitable for your car.
• Spark plugs: their type and specifications must match what the carmaker specifies, so read about spark plug types and when to replace them.
• Interior trim and plastic covers that do not affect safety.

In every case, insist on three things: a known manufacturer with clear data on the box, a part number that matches yours or is an approved replacement for it, and a seller who gives you an invoice. Because these parts follow fixed intervals, tie their purchase to your periodic car maintenance schedule instead of waiting until they fail.

 

Are used salvage parts a safe choice?

Salvage parts may be genuine originally, but they carry the age and usage of the car they came from, so they suit some cases and not others:

• Often suitable: exterior body parts such as fenders, mirrors and covers, cabin parts, and rare or discontinued parts, after confirming their condition and fit.
• Not suitable: wearing brake, steering and suspension parts, airbags and seat belts, tyres of unknown age, and filters and rubber parts.
• Engine or gearbox: do not buy either without a technical inspection; ask about its source and about a trial or return period, and record its number on the invoice.

Before buying, inspect the part yourself: signs of impact, welding or rust, signs of flooding or fire, or cracks in rubber and plastic, and match its number with your part's number.

 

How do you spot counterfeit spare parts?

A counterfeit copies the look, box and brand of the genuine part but not its specification, and may seem convincing at first glance. Warning signs include:

• The box: faded printing or unusual colours, spelling mistakes, a poorly made logo, a broken seal, or missing manufacturer name, country of manufacture and part number.
• The part itself: a rough finish, noticeably lighter weight than the old part, a missing engraved number and logo, or a different shape and mounting points.
• The price: a price far below the market for a part offered as genuine.
• The seller: a shop that gives no invoice, does not name the manufacturer and country of manufacture, or refuses returns if the part does not fit.
• Verification codes: if the box carries a verification code or security label from the manufacturer, check it through the manufacturer's official channels.

The same regulation requires each package to show the manufacturer's name or trademark, the country of origin, and the part's designation or number as classified in the manufacturer's catalogue; missing data is a warning sign in itself.

 

How do you confirm the part number before buying?

The part number is the most precise way to make sure a part fits your car, because parts for the same model can differ by model year, trim and engine type.

1. Photograph the part number engraved or labelled on the old part if it is visible.
2. Have the vehicle identification number (VIN) from your registration card ready, as it helps the dealer and shops identify the correct part.
3. Ask the dealer for the original part number, then compare any aftermarket alternative with it, as many aftermarket manufacturers list the original numbers their parts correspond to.
4. If you are told the part has a newer replacement number, ask for proof that it is an approved replacement for the old number.
5. Compare the new part with the old one before fitting: dimensions, mounting points and connections.

 

What should you ask of the seller and the workshop?

Proper paperwork and correct fitting matter as much as the part itself:

• A detailed invoice stating the part name, number and type (genuine, aftermarket or used), the country of manufacture, and any warranty and return terms.
• Old parts: ask the workshop to return them to you or show them to you, so you can confirm the replacement was actually made.
• Warranty: the seller's warranty on the part is different from the carmaker's warranty on the car; if your car is under warranty, read its terms or ask the dealer before fitting non-genuine parts or servicing elsewhere, and keep all invoices.
• A qualified workshop: brake, steering and suspension parts need the right tools and tightening torque, some require bleeding the brakes or a wheel alignment after fitting, and airbags need a specialist technician.
• After fitting: test the car with the technician, and make sure no warning lights appear on the dashboard and there are no strange noises.

 

Frequently asked questions about car spare parts

1. Are aftermarket parts always lower quality? No, their quality varies by manufacturer; some come close to genuine and some are poor. What matters is the manufacturer's reputation, matching the specification and the part number, not the word aftermarket alone.
2. Does fitting a non-genuine part void the car's warranty? It depends on your car's warranty terms, so do not assume the answer; check the warranty booklet or ask the dealer before fitting, and keep the part and workshop invoices.
3. Should I buy spare parts online? You can, from known stores that clearly state the manufacturer, the part number and the return policy, while being wary of very low prices for parts offered as genuine.
4. Can I fit an airbag from a salvage yard? We do not recommend it, because you know neither its history nor its condition, and it is one of the most important means of protection in a crash; ask for a new part suitable for your car, and leave fitting to a specialist technician.
5. What should I do if I discover a part is counterfeit? Stop using it if it is a safety part, keep it and the invoice, and go back to the seller. If you suspect commercial fraud, you can report it through the official channels of the Ministry of Commerce; procedures may be updated, so confirm the latest steps on its official platforms.

 

The difference between genuine, aftermarket and used parts lies in the specification, the source and the paperwork, not the name: choose the best for safety parts, use good aftermarket parts for consumables, treat salvage parts with caution, and avoid counterfeits completely. To plan your car's maintenance, read how to choose the right maintenance to cut car costs and faults.

Vehicle ownership transfer in Saudi Arabia is done electronically through the vehicle sale service on the Absher platform, without visiting traffic offices: the seller enters the buyer's ID number and date of birth, the agreed sale price and the seller's bank account; the buyer then receives a notification of the request within one hour and accepts or declines it, transfers the price through Absher's secure payment system, insures the vehicle and pays the fees, and once the car is received, checked and the delivery is confirmed on Absher, ownership is officially transferred. Both parties must be registered on Absher, the vehicle registration (istimara), periodic inspection and insurance must be valid, and there must be no violations on the buyer or the vehicle.

What is the vehicle ownership transfer service on Absher?

The Ministry of Interior offers the vehicle sale service through the Absher platform, and the National Platform describes it as a service that enables individuals to sell their private vehicles and transfer ownership electronically after its dues are cleared, after reaching an agreement with the buyer and completing all required procedures, including vehicle inspection to ensure compliance with conditions, registering the vehicle under the buyer's identity, and issuing the vehicle registration license.

• Target audience: individuals, both citizens and residents.
• Service channels: the Absher website and its mobile app.
• Service duration according to the National Platform: immediate.
• Payment method: the car's price is transferred through Absher's secure payment system, and the service page on Absher explains that payment goes to an intermediary account dedicated to the service, which ensures the amounts are documented and the vehicle is received.

Procedures and conditions may be updated from time to time, so confirm the latest steps on the Absher platform or the National Platform before you start.

 

What are the conditions for selling a vehicle on Absher?

Before the seller starts the request, both parties should review the conditions listed on the service page on Absher, as failing to meet any of them may stop the sale:

• Both the seller and the buyer must be registered on the Absher platform.
• The vehicle must be in sound condition and not suspended, lost, wanted or impounded.
• The vehicle registration license (istimara) must be valid.
• The vehicle must have a valid periodic inspection.
• The vehicle must have valid insurance.
• There must be no violations on the buyer or on the vehicle.
• The agreed price must fall within the limits set by the service, and the vehicle must be of a type the service allows to be sold.
• Government fees are paid through the government payment system (SADAD).

The page also mentions limits on the number of vehicles of certain types that a resident may own, so review them on Absher if the buyer is a resident. If the periodic inspection is close to expiring, prepare the car early using the checklist on how to prepare your car for the periodic inspection.

 

What are the seller's steps to transfer car ownership on Absher?

After agreeing with the buyer on the price and other terms, the seller starts the request with these steps, as set out by the National Platform:

1. Log in to the Absher platform.
2. Go to vehicle services, then choose the vehicle sale service.
3. Select the vehicle you want to transfer from the list displayed.
4. Enter the buyer's information: ID number and date of birth.
5. Enter the agreed-upon sale price.
6. Add the seller's bank account details where the proceeds of the sale will be deposited.
7. Carefully review the entered information, then confirm the request.
8. Wait for the buyer's response: the buyer receives a notification of the transfer request within one hour and can accept or decline it.
9. Once the buyer accepts the sale, both parties complete the delivery of the vehicle and the payment through Absher's secure payment system before the transfer is confirmed.

 

What does the buyer do to complete the sale?

Ownership does not pass to the buyer until they complete their steps on the platform, which according to the National Platform are:

1. Review the Absher notification about the vehicle transfer request, and accept it within one hour if you agree.
2. Carefully review the vehicle information and sale price before confirming your acceptance.
3. Transfer the agreed amount to the seller's account through Absher's secure payment system.
4. Insure the vehicle before the ownership transfer is completed.
5. Pay the government fees and the Absher fees.
6. Receive the vehicle and check it, then confirm delivery through Absher.
7. Upon confirmation, the vehicle ownership is officially transferred from the seller to the buyer.

 

How do the seller's and buyer's tasks differ?

The table below summarises the role of each party at every stage of the sale:

Stage	Seller	Buyer
Before starting	Agree on the price and terms, and check the istimara, periodic inspection and insurance are valid	Register on Absher and make sure there are no violations on them
Creating the request	Enter the buyer's ID, date of birth, price and bank account, then confirm	Wait for the Absher notification
Responding	Wait for acceptance or refusal	Review the details and accept or decline the request within one hour
Payment	Receive the price in the bank account entered in the request	Transfer the price through Absher's secure payment system
Insurance and fees	The platform lists no step for the seller at this stage	Insure the vehicle and pay the government fees and Absher fees
Delivery	Hand the vehicle over to the buyer after they accept the sale	Receive and check the vehicle, then confirm delivery on Absher

 

How do you transfer car ownership between family members?

If you are handing your car over to a family member, Absher has a separate service called vehicle ownership transfer between family members, which allows vehicle ownership to be waived between family members electronically once the current owner and the new owner agree. The National Platform lists its steps as follows:

1. Log in to the Absher platform, then select the required vehicle and the service dedicated to this.
2. Select a first-degree family member: father, mother, brother, sister, husband, wife, son or daughter.
3. Enter the confirmation code sent to the new owner's phone.
4. Pay the service fees.
5. The vehicle ownership is transferred to the new owner in the traffic systems after all requirements are met.

 

What practical checks protect the seller and buyer before the sale?

The platform organises the procedure, but it does not replace inspecting the car yourself; the service page on Absher states that the sale takes place after the vehicle has been viewed and inspected and the seller and buyer have agreed. Here are practical tips before accepting the request:

• Match the chassis number (VIN) on the car with the istimara and the vehicle details shown in the request; the article on what the VIN characters mean explains where to find it.
• Inspect the car in daylight and try the engine, transmission, air conditioning and tyres, or ask for a pre-purchase inspection at an independent inspection centre; you will find a wider list in vehicle inspection tips before buying a used car.
• Look for signs of accidents and differences in paint shade between panels, and read what it means when a car has been repaired before you decide.
• Check for violations through official channels such as Absher before starting the request, because the service requires no violations on the buyer or the vehicle.
• Agree in advance on what the sale includes, such as the spare key, accessories and the service record if there is one.
• Keep a private record of the agreement for yourself: the agreed price, the request date and screenshots of the request, and do not share these details publicly.

 

What are the common mistakes in car ownership transfer?

• Starting the request before clearly agreeing on the price and other terms.
• Entering the buyer's ID number, date of birth or the sale price without careful review before confirming.
• Creating the request at a time when the buyer is not available, although the steps ask the buyer to review and accept it within one hour.
• Overlooking the expiry date of the istimara, periodic inspection or insurance until the request stalls after the deal is agreed.
• Transferring the price outside Absher's secure payment system, although the service steps state that payment is made through it.
• Confirming delivery on Absher before actually receiving and checking the car.

 

Frequently asked questions about car ownership transfer

1. Do I need to visit the traffic department to transfer car ownership? According to the National Platform, the vehicle sale service is completed electronically through Absher without the need to visit General Traffic Department offices.
2. How long does the ownership transfer take? The National Platform describes the service duration as immediate; the buyer receives the request notification within one hour, and the sale is complete once both parties finish their steps and the buyer confirms delivery.
3. Who pays the ownership transfer fees? The National Platform lists paying the government fees and Absher fees among the buyer's steps; check their current amount on the platform before you start.
4. Can the sale be cancelled after the request is created? The buyer can decline the request when the notification arrives, and the service page on Absher states that in case of disagreement or unwillingness to continue, the sale can be cancelled before it is completed, according to the stage set by the platform.
5. Does the buyer need insurance for the car? Yes. One of the buyer's steps is to insure the vehicle before the ownership transfer is completed.

 

Transferring car ownership through Absher is a clear process if you prepare for it: check the conditions, agree on the price, inspect the car before accepting, pay through the platform's secure payment system, and do not confirm delivery before checking the car. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.

To buy a new car with confidence and without surprises, set your full budget rather than just the car's price, choose the body type and trim that suit your daily use, take a test drive yourself, ask for a written quotation that clearly states the warranty and everything the price includes, and inspect the car carefully before taking delivery. In this guide we explain these steps in order, from planning to the first service, keeping in mind the needs of drivers in the Kingdom, from summer heat to long highway trips between cities.

How do you set your budget before buying a new car?

A realistic budget does not stop at the car's showroom price; it includes everything you will pay to own and run it during the first years.

• The price of the car itself, making sure whether it includes tax, registration, and plates or not.
• Insurance, whose cost varies with the type of car and the type of cover you choose.
• Monthly fuel consumption based on the distance you usually drive and the size and type of the engine.
• Scheduled maintenance, oil changes, tires, and battery replacement over the medium term.
• Extras you may want, such as window tint, paint protection, and floor mats.
• The payment method: paying in cash differs from paying in installments in the total you end up paying, so calculate the full cost in both cases.

 

What type of car suits your use?

Start from how you will use the car, not from how it looks; the right car for an employee commuting within the city differs from the right car for a large family that often travels between cities.

• A sedan usually suits daily use in the city, is easy to park, and its fuel consumption is typically moderate.
• SUVs offer more space and ground clearance, suit families and trips, and some come with four-wheel drive for those who head out to the desert.
• A pickup suits those who need to carry cargo or do field work, but it is usually less comfortable for everyday city driving.
• The number of seats matters if your family is large; some cars offer a third row of seats, so check the trunk space when it is in use.
• Powertrain: petrol, hybrid, or electric, each with its pros and cons; learn about the difference between hybrid and electric cars before you decide.
• If saving fuel is a priority for you, check our list of the best fuel-efficient cars to narrow down your options.

 

How do you compare a car's trims and specifications?

A single model usually comes in several trims that differ in equipment and engine, and the gap between them can be significant in both price and everyday use.

1. Ask for the specification sheet of the exact trim you will buy, and do not rely on photos or ads of a higher trim.
2. Put safety systems ahead of luxuries: airbags, ABS, stability and traction control, the reversing camera, and parking sensors.
3. Check the strength of the AC and whether there are rear AC vents if you carry passengers in the back seats, as this matters in the Kingdom's summer.
4. Compare the transmission type and engine size with what suits your driving on highways and inclines.
5. Pay attention to the size of the rims and tires; larger sizes may look better but can cost more to replace, and make sure there is a spare tire.
6. Do not pay for features you will not use; choose the trim that covers your actual needs.

 

What should you check during a test drive?

1. Adjust the seat, steering wheel, and mirrors, and make sure visibility in all directions is comfortable and clear.
2. Drive the car on a road you usually use, in the city and on a highway if possible.
3. Notice how smoothly the transmission shifts and how the accelerator responds when speeding up and overtaking.
4. Test the brakes and steering at low speeds and when parking, and listen for any unusual noises or vibrations.
5. Run the AC at full power and notice how quickly it cools and how noisy the cabin is.
6. Bring your family along if you can so they can try the rear seats, ease of getting in and out, and fitting child seats.

 

What should you read in the quotation and warranty before signing?

1. Ask for a written quotation that states the model, trim, model year, and color, and everything the price includes.
2. Make sure agreed extras such as tint or floor mats are written into the quotation, and do not settle for verbal promises.
3. Read the warranty terms: its duration and the distance it covers, the parts included and excluded, and the conditions for keeping it valid, such as sticking to the service schedule.
4. Ask about free service packages if any, roadside assistance, and the service centers near you.
5. Confirm the expected delivery date, and who handles registration, plates, and insurance.
6. Check the current car offers before signing, as you may find extra benefits on the model you want.

 

What should you inspect on a new car before taking delivery?

Even a new car can pick up a scratch or a minor defect during shipping or storage, so set aside enough time to inspect it before signing for delivery.

1. Inspect the paint in daylight for scratches or color differences, and check that the gaps between doors and fenders are even.
2. Match the vehicle identification number (VIN) on the car with the number written on the documents.
3. Make sure the odometer reading is low and consistent with a new car.
4. Test all electrical systems: lights, windows, screen, camera, sensors, and AC.
5. Check the manufacturing date and condition of the tires, and that the spare tire and tool kit are present.
6. Make sure you receive the owner's manual, the warranty booklet, and the spare key, and that no warning light stays on in the dashboard after starting.

 

What are the common mistakes when buying a new car?

• Buying on emotion or because of an ad before making sure the car suits your actual needs.
• Focusing only on the monthly installment and ignoring the total you will pay.
• Ignoring running costs such as fuel, insurance, and maintenance.
• Signing before reading the full contract and warranty terms.
• Skipping the test drive or settling for a short loop around the showroom.
• Taking delivery at night or in a hurry without inspecting the car properly.

 

How do you care for your new car in the first months?

1. Read the owner's manual, and follow any recommendations for the early driving period if the manufacturer mentions them.
2. Keep to the first service appointment and the regular maintenance schedule to keep the warranty valid.
3. Keep all maintenance invoices and records; they matter for the warranty and for the car's value when you sell it later.
4. Park in the shade or use a sunshade to protect the paint and cabin from the heat of the sun.
5. Check tire pressure regularly, especially before trips and during very hot periods.

 

Frequently asked questions about buying a new car

1. Is it better to buy a new or a used car? A new car gives you a warranty, a clean history, and peace of mind, while a used car usually costs less but needs a careful inspection; if you choose used, read our important tips before buying a used car.
2. Does a new car need an inspection before delivery? Yes, a simple but careful check at delivery reveals any scratch or missing accessory before you sign.
3. Does servicing outside the dealership affect the warranty? It depends on the written warranty terms, so ask about them before buying and always keep a maintenance record.
4. Are extras such as tint and paint protection necessary? They are optional and can be useful in the Kingdom's climate, but decide based on your needs and ask for them to be written clearly in the quotation.
5. How long should the decision to buy a new car take? There is no fixed period, but give yourself enough time to compare, test drive, and read the quotation instead of deciding in a single visit.

 

Buying a new car is a big decision, and good planning saves you a lot of money and regret. Set your full budget, choose what suits your use, and test, read, and inspect before you sign. When you are ready, browse the cars available at Saleh Cars and compare models and trims at your own pace.

The difference between the two types of car insurance in Saudi Arabia is that third-party insurance, which is the compulsory insurance, compensates the third party for the physical and material damage your vehicle causes and does not cover your own car, while comprehensive insurance compensates you for damage or loss to your car, including fire, theft, floods and hail, and also includes liability towards third parties. Here we explain what each type covers and excludes as stated in the official documents, what the deductible means, and how to choose the right policy.

What is the difference between comprehensive and third-party insurance in brief?

These are the main differences as stated in the Saudi Central Bank documents; the details follow in the next sections:

Item	Third-party	Comprehensive
Status	Compulsory	Not compulsory; includes third-party liability cover
Physical and material damage to third parties	Covered within the policy limits	Covered as per the unified policy
Damage to your car in an accident you cause	Excluded	Covered after deducting the deductible
Fire, theft, floods and hail	Not covered for your car	Included
Towing your damaged car and storing it	Not provided for	Included up to the amount stated in the schedule
Death or injury of the driver	Excluded	An optional cover offered before the policy is issued

 

What does third-party (compulsory) insurance cover?

The Unified Compulsory Motor Insurance Policy sets the minimum limit of civil liability cover towards third parties. If an accident occurs within the borders of the Kingdom and causes damage that is not excluded, the insurer compensates the third party for what the insured, the driver or the person responsible for the accident is liable to pay for:

• Physical damage to the third party inside or outside the vehicle: death or physical injuries, including total or partial disability, whether permanent or temporary.
• Material damage to property belonging to the third party.
• Expenses borne by the third party due to damage not excluded in the policy.

A third party is anyone who suffers damage that is not excluded, other than the insured or the driver responsible for the accident; so this insurance protects others from your mistakes and does not repair your car. Subject to the exceptions, the insurer may not refuse to compensate the injured party because of a violation committed by the driver, but it keeps the right to recover from them in cases set out in the policy, such as driving against traffic, running a red light, and driving without a licence suitable for the type of vehicle.

 

What does third-party insurance not cover?

Cases the unified policy excludes from compensation include:

• Loss of or damage to the insured vehicle, property of the insured or the driver, and goods carried in it.
• Death or physical injury of the insured or the driver.
• Using the vehicle in races or to test its speed or power, and car drifting.
• A deliberate accident, or giving inaccurate information or concealing material facts in the insurance proposal form.
• Fines and financial penalties, and the driver fleeing the accident scene without an acceptable reason.
• Driving under the influence of drugs or alcohol, and natural disasters such as hurricanes, earthquakes and floods.

 

What does comprehensive motor insurance cover?

According to the Comprehensive Motor Insurance Rules, the company compensates the insured for any risk causing damage or loss to the vehicle, including fire, theft, lightning and natural disasters such as floods and hail, in addition to third-party civil liability as per the unified policy. Compensation works as follows:

• Partial loss: the company bears the cost of repair at the repairing party stated in the schedule (the agency or an approved repair shop), and the cost is determined by the competent entity in charge of motor accident damage appraisal.
• Technical total loss (a car that cannot be repaired to a state legally fit for driving) or economic total loss (repair is costly according to the percentage agreed in the schedule): compensation is the sum insured without deducting the company's expenses.
• The company does not deduct any amount from the compensation for the use or wear of the vehicle before the accident.
• Towing the damaged vehicle and storing it after a covered accident, up to the amount stated in the schedule.
• If another party caused the damage, your insurer compensates you first and then claims against that party or its insurer.

Before issuing the policy, the company must offer you optional covers: renting a replacement vehicle, roadside assistance, death, injuries and medical expenses of the driver or named driver, and accidents outside the Kingdom; any you decline become excluded.

 

What does comprehensive insurance not cover?

The main exclusions in the rules include:

• Driving without a licence suitable for the type of vehicle, or with a licence that was withdrawn or has expired unless it is renewed within the set period.
• Compensation that is less than or equal to the deductible stated in the schedule.
• An accident while the vehicle is driven by someone other than the driver or the named driver.
• Manufacturing defects, and damage resulting from use or from mechanical or electrical malfunctions.
• Damage to or theft of tyres, rims, wheel covers or exterior mirrors, unless it happened at the time of a covered accident.
• Theft caused by leaving the vehicle running, leaving the keys in it, or not closing the windows and locking the doors.
• Accessories not fitted by the manufacturer, unless their type and value are explicitly stated in the policy.
• Car drifting, running a red light or driving against traffic, if the competent body's report proves it caused the accident.
• Driving in desert areas and on unpaved roads unless inside the city.

The company and the insured may agree to waive any exclusion unless that conflicts with the law, so ask about the ones that matter to you before signing.

 

What is the deductible in comprehensive insurance?

The rules define the deductible as the amount borne by the insured for any claim as stated in the policy schedule, and they control how it is applied:

• It is set by the insured in agreement with the company.
• It applies only to damage to the vehicle, not to third-party civil liability claims.
• It is calculated in proportion to the driver's share of liability if they are partly liable, and it is not charged if they are not liable according to the report of the competent body attending the accident.
• It applies once per accident, even if several claims result from it.
• It stays fixed throughout the policy period, whatever the type of accident or the value of the compensation.

In practice, it is what you will pay out of your own pocket in every accident you are liable for, so compare offers by it as well, not by the policy cost alone.

 

How do you choose car insurance that suits your car and your use?

The decision depends on whether you could bear the cost of repairing or losing your car yourself, so review these factors:

• The car's age and value: losing a new or high-value car is harder, and comprehensive cover compensates at the sum insured in a total loss; so make insurance part of your budget as in the new car buying guide.
• A used car: insurance does not cover manufacturing defects or malfunctions, so inspect it before buying and read our vehicle inspection tips before buying a used car, and make sure the sum insured reflects its fair value.
• Financing: if the car is financed, ask the finance provider which type of insurance the contract requires before signing; to compare the two ways of paying, read buying a car with financing or cash.
• Who drives the car: comprehensive cover applies to the insured and relatives such as parents, spouse, children and siblings, the domestic worker or someone working for the insured under an employment contract, and the named driver in the schedule; so add any other driver.
• How you use it: if you go on desert trips, ask about the exclusion of desert roads, and remember that accidents outside the Kingdom are an optional cover.

 

What should you check in the policy schedule before you pay?

The policy schedule is an integral part of the policy, so check:

1. Insured and vehicle details, and match the chassis number and plate with the vehicle registration card.
2. The type of cover, not the marketing name; the rules forbid describing third-party products with additional benefits as comprehensive insurance.
3. The coverage period, with its start and end dates and times.
4. The sum insured, the deductible, and the percentage at which the vehicle is considered an economic total loss.
5. The repairing party (agency or approved repair shop) and the towing and storage cover limit.
6. Named drivers, and the use restrictions and purpose of use.
7. The optional covers you accepted or declined.
8. Additional vehicle details, such as modifications and where it is parked at night, and make sure they are correct; and notify the company of any change in material facts within the set period.

These provisions may be updated, so confirm the latest version on the official website of the Insurance Authority, and the terms of your policy with a licensed insurance company.

 

Frequently asked questions about comprehensive and third-party car insurance

1. If someone else hits me and I only have third-party insurance, who repairs my car? You are the third party under the at-fault driver's policy, so their insurer compensates you for the material damage as per the unified policy. If you are at fault, your policy does not cover your car.
2. Do I need two policies with comprehensive insurance? The rules state that comprehensive insurance also covers civil liability towards third parties as per the unified policy, so it combines both protections in one policy.
3. Is a third-party policy with additional benefits considered comprehensive? No. The rules forbid naming or describing such products in any way as comprehensive insurance, so read the written covers, not the product name.
4. Does third-party insurance cover flood or fire damage to my car? No, it does not cover your car at all, and natural disasters are among its exceptions. Najm requires comprehensive insurance on the vehicle to report an accident caused by natural disasters or fire.
5. Can the policy be cancelled when I sell the car? Yes. Transfer of the vehicle's ownership is one of the cancellation cases under both policies, along with cancellation of its registration and the existence of an alternative policy, and the insured is refunded the amount due for the remaining period according to the calculation method set in the policy.

 

In short: third-party insurance is the compulsory minimum that protects others from damage caused by your vehicle, and comprehensive insurance adds protection for your own car in return for a deductible you agree on. Choose according to your car's value, its financing and how you use it, and read the policy schedule before you pay. If you are looking for your next car, you can browse the cars available at Saleh Cars Group.

Summer car care means focusing on the systems that heat strains the most: check the cooling system and radiator coolant, the battery, tire pressure, AC performance, and engine oil before the peak of the heat, and protect the paint and cabin from direct sun. The Kingdom's long summer, with its high temperatures, dust, and desert trips, doubles the strain on the car, and most summer breakdowns can be avoided with a simple, regular review. In this guide, we show you what to check and how to act if a problem appears on the road.

Why does your car need special care in the Saudi summer?

Air and asphalt temperatures rise sharply in the summer months, so the car's systems work in harsher conditions than usual, and the strain on them increases with traffic, hours of AC use, and long trips.

• The engine and cooling system work harder to get rid of heat, especially in traffic and during long stops with the AC running.
• Heat speeds up the evaporation of battery fluid and the corrosion of its terminals, shortening its life even if it seems fine.
• Hot asphalt raises tire temperature and internal pressure, and magnifies the effect of any weakness or crack in them.
• Direct sun and dust affect the paint, dashboard, seats, and glass.
• Any small fault becomes more serious in summer, because breaking down on a highway at midday is unpleasant and can be dangerous.

 

How do you protect the engine and cooling system from the heat?

The cooling system is the first line of defence in summer, and neglecting it is one of the most common causes of costly breakdowns in this season.

• Check the coolant level in the reservoir with the engine cold, and never open the radiator cap while the engine is hot.
• Use the type of coolant recommended in the owner's manual rather than plain water, and learn about the difference between red and green radiator coolant before topping up or mixing.
• Look at the radiator hoses: cracking, swelling, or excessive softness are signs that they need replacing.
• Make sure the radiator fan runs when the temperature rises or the AC is on, and clean insects and dust off the front of the radiator.
• Keep an eye on the temperature gauge on the dashboard; if it rises repeatedly, read about the main causes of car engine overheating and deal with the cause early.
• Stick to the engine oil change schedule in the owner's manual, as oil endures higher temperatures in summer and needs to be in good condition.

 

How is the heat linked to a weak battery, and how do you look after it?

Many people believe that batteries only struggle in winter, but summer heat speeds up their internal wear, and the weakness then appears suddenly at the first hard start.

• Have the battery tested by a technician or parts shop before summer, especially if it has been installed for a long time.
• Clean white or green corrosion off the terminals, and make sure the cables are tightened properly.
• Watch for a slow-cranking starter or dim lights, as these are early signs of weakness.
• Try to park the car in the shade whenever possible, as this reduces the heat in the engine bay.
• To learn the signs in detail and ways to extend its life, see our article on car battery failure symptoms and how to extend its life.

 

How do you keep the AC working efficiently in summer?

In summer, the AC is not a luxury, and any weakness in it shows quickly as temperatures rise; servicing it early before the season is easier than repairing it at the peak.

• When getting into a car that has been parked in the sun, open the windows slightly for the first minute to let the hot air out, then close them and switch on the AC.
• Replace the cabin air filter on time, as a filter clogged with dust weakens airflow and causes an unpleasant smell.
• If the air becomes less cold than usual, the cause may be low refrigerant, a leak, or a weak condenser fan, and it needs a technical check.
• Pay attention to any strange noise when the compressor engages, or the engine stalling at idle with the AC on.
• To understand AC faults and how to fix them in detail, read our article on the car air conditioning system and its faults.

 

How do you protect the tires from hot asphalt?

The tire is the only part that touches the hot asphalt directly, so it needs closer monitoring in summer, especially before a trip.

• Check the air pressure in the morning when the tires are cold, and set it to the value on the driver's door sticker.
• Do not let air out of a tire because it is hot after driving; the rise in pressure with heat is normal and accounted for.
• Check the sidewalls for cracks or bulges, as old rubber is affected more by sun and heat.
• Check the manufacturing date printed on the tire's sidewall, and consult a technician if the tire is old even if the tread looks good.
• Do not exceed the car's permitted load on summer trips, as overloading raises tire temperature.
• Do not forget to check the spare tire and the tools for changing it before any long trip.

 

How do you protect the paint and cabin from the sun?

Strong sunlight affects the car's appearance and value over time, and simple daily protection is better than repairs later.

• Park the car in the shade or under a canopy whenever possible, and use a suitable cover when parking for long periods.
• Place a sunshade on the windscreen to reduce cabin heat and protect the dashboard from cracking.
• Suitable window tint reduces the heat inside the cabin and protects the seats; learn about how the right window tint protects your car.
• Wash the car early in the morning or in the evening, and do not wash it while the surface is hot in the sun, so water spots do not remain.
• Rinse the dust off with water first after sandstorms, and do not wipe it off dry so it does not scratch the paint.
• Do not leave lighters, aerosol cans, plastic water bottles, or electronic devices inside the car, as extreme heat may damage them or make them dangerous.

 

What should you do if your car overheats while driving?

If you notice the temperature gauge rising or steam coming from the front of the car, acting calmly and quickly reduces the damage to the engine.

1. Switch off the AC immediately; you can temporarily run the heater at its highest setting to draw some heat away from the engine.
2. Stop in a safe place away from the traffic lanes, and switch on the hazard lights.
3. Turn off the engine if the gauge keeps rising or steam appears, and do not keep driving with the gauge in the red zone.
4. Do not open the radiator cap or the coolant reservoir while the engine is hot, and wait until it has cooled down completely.
5. Once the engine has cooled, check the coolant level and look for an obvious leak, then head to the nearest workshop or call for help.

 

Frequently asked questions about summer car care

• Does running the AC all the time harm the engine? No, if the cooling system is in good condition, but it adds load on the engine and battery, which is why maintenance matters more in summer.
• Should I change the engine oil earlier in summer? Follow the schedule in the owner's manual, and use the severe-conditions schedule, if there is one, if you drive a lot in traffic and extreme heat.
• Can I put plain water in the radiator when necessary? Only in an emergency and to reach the nearest workshop, then refill the system with the recommended coolant.
• Can tires burst because of the heat? Heat alone does not usually cause this, but it multiplies the risk of underinflated, old, or cracked tires.
• When should I check the car before a summer trip? A few days before the trip, so there is enough time to fix any issue with the cooling system, tires, or battery.

 

Summer in Saudi Arabia is a real test for every car, but most of its breakdowns start with small signs that can be noticed early. Review the cooling system, battery, tires, and AC before the peak of the heat, protect the paint and cabin from the sun, and never ignore the temperature gauge or any strange noise; with these simple habits, the summer months pass without surprises on the road.

If you are involved in a traffic accident, God forbid, start with safety: stop in a safe place, turn off the engine and switch on the hazard lights, place the reflective triangle at a safe distance, then photograph the accident from all directions and have your ID, driving licence and vehicle registration (istimara) ready. Then report to Najm on the toll-free number 199033 if there are no injuries and at least one party to the accident holds a valid insurance policy. If there are injuries, or an insurance policy is not available for every party to the accident, call the traffic police on 993, and call the ambulance on 997 when there are injuries. Below are the Najm reporting steps as the company publishes them, the cases it does not handle, and what to check on your car after the accident.

What should you do in the first minutes after a traffic accident?

Your safety and the safety of those with you come before anything else. Najm's car accident advice page (in Arabic) summarises the first steps as follows:

1. Before getting out of the vehicle, make sure that leaving it will not put you in danger, and keep away from the lane of passing cars.
2. Turn off the vehicle's engine and switch on the hazard lights to warn other drivers.
3. If you have a reflective triangle, place it at a safe distance from the vehicle.
4. Check on the people with you and those in the other car; if there are injuries, call the traffic police on 993 and the ambulance (Red Crescent) on 997.
5. Stay at the accident scene and wait for the response teams to arrive, and avoid acting on any personal opinions or assessments from bystanders.

Najm's guidance explains that staying at the scene protects your rights and the rights of others, and that leaving it may expose you to additional violations and fines. If a fire breaks out, God forbid, it advises using the fire extinguisher safely, not using water to put the fire out, and turning off the engine and getting out of the vehicle.

 

What are the Najm reporting steps after an accident?

Najm's accident reporting procedures page (in Arabic) sets out what is needed to report after stopping in a safe place:

1. Making sure there is valid insurance from a licensed insurance company.
2. If the accident results from natural disasters or fire, you must have comprehensive insurance on the vehicle to report it to Najm.
3. Preparing the official documents: ID, driving licence and vehicle registration (istimara).
4. All parties involved in the accident must be present.
5. Reporting the accident through one of Najm's channels, including the toll-free number 199033.

The company states that the Najm investigator uses a body camera to document the facts of the accident to protect the rights of all parties, and that it handles accidents without charging the parties to the accident. It also offers the Najm smartphone app for faster electronic procedures.

These procedures may be updated from time to time, so confirm the latest steps on Najm's website or official app before relying on them.

 

When should you call the traffic police instead of Najm?

Najm does not handle every accident; according to its official page, it does not take on the following cases:

• No valid insurance for all parties to the accident.
• An accident caused by natural disasters or fire when the vehicle has third-party insurance rather than comprehensive cover.
• Injuries or a death, God forbid.
• Criminal accidents.
• One of the parties is absent or has fled the accident scene.
• Accidents that happen outside the cities or geographic areas Najm covers.

These accidents can be reported to the authorities Najm lists. These are the contact numbers on its pages:

Authority	Number	What Najm's guidance says
Najm (toll-free number)	199033	Reporting the accidents Najm handles
Traffic Accidents	993	When there are injuries, or an insurance policy is not available for every party to the accident
Ambulance (Red Crescent)	997	When there are injuries
Unified Operations	911	Listed for accidents Najm does not handle
Civil Defense	998	Listed for accidents Najm does not handle
Road Security	996	Listed for accidents Najm does not handle

 

How do you document the accident and the damage with photos?

Najm advises photographing the accident from all directions so you can refer to it when needed. To make the photos genuinely useful, take them in this order, without standing in the traffic lane:

• A wide shot from a distance showing where the cars are on the road, the lanes and nearby signals.
• Photos of each car from the front, rear and both sides, then close-ups of every damaged area however small, such as the bumper, lights, wheels and mirrors.
• A photo of the number plates of the vehicles involved, and of any parts scattered on the ground.
• A photo of the ground under your car if you notice a fluid leak.
• A photo of the dashboard if warning lights come on after the accident.
• Keep the photos unedited, note the time and place of the accident, and photograph the damage again when the car enters the workshop.

 

What should you check on your car after a minor accident before driving on?

Once the procedures are finished, do not assume the car is sound just because the visible damage is small; a light impact can affect parts behind the bumper or the tyres. Check the following with the car parked in a safe place:

1. Lights and indicators: switch on the headlights, rear lights, indicators and brake lights, and make sure they work and their lenses are not broken.
2. Tyres and wheels: look for a cut or bulge in the tyre sidewall, a bent wheel, or a tyre rubbing against the wheel arch when you turn the steering.
3. Leaks: look under the car, as radiator coolant, oil or a smell of petrol is a sign not to drive.
4. Dashboard warning lights: start the car and notice whether a warning light stays on, such as the temperature, airbag or brake light, and learn its meaning in the guide to dashboard warning lights and their meanings.
5. Body and doors: make sure the bonnet, boot and doors close properly, the mirrors are secure, and no part is hanging loose that could fall off while driving.
6. The first short distance: drive slowly in a safe place, and notice whether the steering pulls to one side, or unusual vibrations or rubbing noises appear.

If the airbags deployed, you notice a leak or a smell of fuel, a red light stays on, or the steering feels abnormal, do not keep driving, and ask for a tow truck to take the car to the workshop.

 

Why might sensors and cameras need calibration after a repair?

Many modern cars place radar and parking sensors in the bumper or behind the front grille, and the driver assistance camera behind the windscreen. So repairing or replacing the bumper, replacing the windscreen, or adjusting the wheel alignment after an accident can change the angle of these sensors even slightly, and they then need calibration according to the manufacturer's instructions.

• Ask the workshop before the repair: does the work include calibrating the sensors and camera after fitting?
• After collecting the car, notice whether an error message appears for the assistance systems, warnings appear where they should not, or the parking sensor alerts disappear.
• Do not rely on the assistance systems after the repair until you are sure they work normally.

You will find an explanation of these systems, the limits of their sensors and when they need calibration in our article on ADAS driver assistance systems.

 

What should you follow up with Najm and the repair workshop after an accident?

Najm's website offers services to follow up an accident after it has been handled, including:

• Viewing your accidents and their details.
• Issuing reports and documents.
• Amending the accident data.
• Objecting to the accident liability ratio, or adding damage or a party.
• Browsing your insurance record and the information it provides about your claims, accidents and vehicles.

When the car is repaired, keep a copy of the report and photos of the damage before and after the repair, and review the quality of the bodywork and paint when you collect it; our article on what it means when a car has been repaired helps you notice colour differences and uneven gaps between panels.

 

What are the common mistakes after a traffic accident?

• Getting out of the car into the traffic lane, or standing behind it without switching on the hazard lights and placing the reflective triangle.
• Leaving the scene before the response teams arrive or before all parties are present.
• Taking only a close-up of the damage without wide shots showing where the accident happened.
• Driving on despite a leak or a red warning light.
• Not having a fire extinguisher and a first aid kit in the car, both of which Najm advises keeping.

 

Frequently asked questions about traffic accidents and Najm reporting

1. Do the parties to the accident pay for Najm to handle it? No, the company states that it handles accidents without charging the parties to the accident.
2. Which documents are needed for the report? Your ID, driving licence and vehicle registration (istimara), and all parties to the accident must be present.
3. Does Najm handle an accident caused by fire or a natural disaster? This requires comprehensive insurance on the vehicle; if it only has third-party cover, this is one of the cases Najm does not handle.
4. What do I do if the other party flees the accident scene? A party being absent or fleeing is one of the cases Najm does not handle, and you can report through the authorities it lists, such as Unified Operations on 911 or Traffic Accidents on 993.
5. How can I make sure a used car I plan to buy has not had a serious accident? Ask the seller about the car's history, have it inspected by a trusted inspection centre, look for signs of bodywork and paint repairs, and follow our vehicle inspection tips before buying a used car.

 

In short: your safety first, then the hazard lights and the reflective triangle, then the photos and documents, then reporting through Najm on 199033, or calling the traffic police on 993 when there are injuries or an insurance policy is not available for every party. Do not keep driving before checking the lights, tyres, leaks and dashboard warning lights, and make sure the sensors are calibrated after a bumper or windscreen repair.